What taxes should I pay to buy a self-occupied commercial house in Tongzhou? How much tax do I have to pay?

As we all know, after buying a new house, we must apply for the real estate license in time, otherwise once the house is damaged, it is difficult for the parties to effectively safeguard their housing rights and interests, and so is the self-occupied commercial house. Then, what taxes do you need to pay to buy self-occupied commercial housing in Tongzhou? How much tax does it cost to buy a self-occupied commercial house in Tongzhou?

1. What taxes do I have to pay to buy a self-occupied commercial house in Tongzhou?

Ordinary self-occupied housing refers to ordinary housing purchased by living with families. Self-occupied commercial housing is a commodity housing that real estate enterprises give priority to meeting the needs of residents for self-occupied and improved housing. Ordinary houses stipulated by the state are as follows:

1. The plot ratio of residential buildings is above 1.0;

2. Single building area120m2;

3. The actual transaction price is lower than 65438+ 0.2 times of the average transaction price of land and houses at the same level;

4. The houses with security nature, such as purchased public houses, cooperative fund-raising houses, comfortable houses and resettlement houses, which are listed for the first time, are the same as ordinary houses.

When we buy a self-occupied commercial house, we should not only prepare the corresponding house payment, but also prepare all kinds of taxes and fees that need to be paid, and make it clear first. General taxes and fees for new houses include deed tax, house maintenance fund, property management fee, property registration fee and transaction fee.

2. How much tax should I pay to buy a self-occupied commercial house in Tongzhou?

1. deed tax: 65438+ 0.5% or 3% of self-occupied house price. According to the standard of ordinary residence, ordinary residence can enjoy the preferential tax rate of 1.5%, and non-ordinary residence is levied at the tax rate of 3%. 1.5% for ordinary houses within 0/40m2, 3% for those exceeding 0/40, and 3% for non-ordinary houses.

2. Bank mortgage fee: If you apply for a mortgage loan, the fee to be paid when signing the contract is also the fee for bank mortgage, which is a charging item for commercial loans, and there are subtle differences between different banks.

3. The mortgage registration fee is 80 yuan, and the stamp duty of property right certificate is 5 yuan per household.

4. Property insurance premium: total house price × annual rate × service life coefficient.

5. Housing maintenance fund: overhaul fund accounts for 2% to 3% of the purchase price. General property buyers get the keys to stay, and developers will collect housing maintenance funds.

6. Property registration fee: a house in 80 yuan. Residential houses are paid in 80 yuan, non-residential houses are paid in 550 yuan, and the license fee for * * * is paid per person 10 yuan.

7. Transaction costs: 3 yuan per square meter for residential building area and kloc-0/1yuan for non-residential building area.