The car is parked in the community and the windshield is broken. How should I pay for it? Should I call the police?

Have the responsibility to meet one of the following two situations:

1. The vehicle was parked in the monitoring area, but the property was confirmed by the judicial authorities due to the monitoring function.

2. The vehicle is parked in the sight of the past post or the parking lot post.

3. Vehicle insurance, that is, motor vehicle insurance, referred to as auto insurance, also known as auto insurance. Vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles and special vehicles.

4. It refers to a commercial insurance that bears the responsibility for personal injury or property loss caused by natural disasters or motor vehicle accidents.

Car insurance is a kind of property insurance. In the field of property insurance, automobile insurance is a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles.

At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, the third party liability insurance is the main risk, and it gradually extends to the collision loss of the car body.

Extended data:

legal provision

Chapter VI of the Tort Liability Law of People's Republic of China (PRC) Municipality.

Forty-eighth motor vehicle traffic accidents caused damage, in accordance with the relevant provisions of the road traffic safety law, bear the liability for compensation.

Article 49 If the owner and user of a motor vehicle are not the same person due to leasing or lending, and one party of the motor vehicle is liable after a traffic accident, the insurance company shall make compensation within the liability limit of compulsory motor vehicle insurance. For the insufficient part, the motor vehicle user shall be liable for compensation; If the owner of a motor vehicle is at fault for the damage, he shall bear the corresponding liability for compensation.

Article 50 If the parties transfer and deliver motor vehicles and motor trains by way of sale, but fail to register the transfer, and the motor vehicles are liable after a traffic accident, the insurance company shall make compensation within the liability limit of compulsory motor vehicle insurance. For the insufficient part, the transferee shall be liable for compensation.

Article 51 If a motor vehicle that has been assembled or reached the scrapping standard is transferred by way of sale, and a traffic accident causes damage, the transferor and the transferee shall bear joint liability.

Article 52 If a traffic accident is caused by stealing, robbing or robbing a motor vehicle, the thief, robber or looter shall be liable for compensation. If an insurance company advances the rescue expenses within the liability limit of compulsory motor vehicle insurance, it has the right to recover from the person responsible for the traffic accident.

Article 53 If the driver of a motor vehicle escapes after a traffic accident and the motor vehicle participates in compulsory insurance, the insurance company shall make compensation within the liability limit of compulsory insurance for motor vehicles.

If the motor vehicle is unknown or the motor vehicle does not participate in compulsory insurance, and it is necessary to pay the rescue and funeral expenses of the infringed person's personal injury or death, it shall be paid in advance by the social assistance fund for road traffic accidents. After the social assistance fund for road traffic accidents is advanced, its management institution has the right to recover from the person responsible for traffic accidents.

Baidu encyclopedia-compensation standard for traffic accidents