Relevant documents of Guangzhou purchase restriction rules

Legal analysis: At present, the main document of Guangzhou's purchase restriction rules is the Notice of the General Office of Guangzhou Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market, which stipulates the specific plan for the regulation of the real estate market.

Legal basis: Notice of the General Office of Guangzhou Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market 1. Strengthen the housing purchase restriction policy (1). Newly purchased houses (including newly built commercial houses and second-hand houses, the same below) of residents' families must obtain the certificate of immovable property rights for two years before they can transfer ownership or go through the production analysis procedures; Enterprises, institutions, social organizations and other legal entities (hereinafter referred to as legal entities, the same below) must obtain a certificate of immovable property rights for three years before they can be transferred. (two) the housing gift to others, must be over 2 years before the purchase of housing again; Those who accept housing gifts must comply with the current purchase restriction policy of this Municipality. (3) Non-local registered households are restricted to purchase (including donations) 1 house in Conghua and Zengcheng District. Two. Strengthening differentiated housing credit policy In order to prevent and control credit risks, after studying the self-discipline mechanism of market interest rate pricing in Guangdong Province, the differentiated housing credit policy of our city is adjusted as follows: (1) For applicants who have obtained housing loans within one year of divorce, banking financial institutions implement the credit policy of 1 house owned by households in this city. (II) For borrowers who are adults, unemployed, have no fixed income and the repayment funds come from other borrowers, banking financial institutions should further tighten the housing loan conditions and implement the credit policy of 1 house owned by households in this Municipality. (3) The registered employees in this city have paid in full 1 year or more, and the non-registered employees have paid in full for more than 2 years before they can apply for housing provident fund loans.