Can private property houses bought before liberation be confirmed 60 years later?

As long as you can get the real estate license and land certificate of the house, you can mortgage the loan. It has nothing to do with the age of the house, but only affects the amount of your loan. \ r \ n \ r \ n \ r \ nIt's hard to say. It can only be explained as less loans for the elderly and more loans for the young. How much depends on your local policy \ r \ n \ r \ Banks have different access thresholds for borrowers and mortgaged properties. If you don't understand this basic threshold, buyers will probably not be able to get bank loans after spending energy and expenses. Generally speaking, the basic requirements of banks for borrowers focus on the borrower's age, household registration, income level (or occupation). Some banks only provide loans to 18-year-olds to 60-year-olds, and will comprehensively consider the factors of the loan term, such as the maturity age of the loan cannot exceed 65. In terms of household registration, some banks only provide loans to local people. For foreigners, they either do not provide loans, or the loan approval is much stricter, and the pass rate is lower. Occupation is the focus of the borrower's credit review, and the focus of its investigation is to give consideration to income level and income stability. For example, civil servants and teachers with stable jobs are more favored by banks than other jobs with high job mobility, while some banks are not keen on freelancers with high income but low stability. \ r \ n \ r \ nIn terms of real estate, it mainly varies with the age, type and location of the house. Many banks do not accept loans for properties over 25 years old, while many banks only accept urban properties with mature regional locations. The type of real estate also determines whether bank loans can be passed. Different banks have different attitudes towards ordinary houses, villas, office buildings and shops.