How should newlyweds manage their finances?

After 90, small families should first make financial planning, preferably in the form of specific figures, such as 1 year saving 65438+ million, and preparing a reserve fund of 65438+ million for the baby in two years. After 90, families can manage their monthly income into three parts: first, monthly living expenses; Second, the funds saved regularly every month can be reserved in the form of fixed fund investment or fixed monthly investment, the latter has a slightly higher threshold and income; Third, investment funds can increase the value of family idle money, for example, 50 thousand yuan can buy bank wealth management products with an annual yield of about 5%; 65,438+10,000 yuan can be equipped with Yisheng Yueyueying products, with a monthly yield of 0.77%; 200,000 yuan can be allocated to stable and selected fund products, and the income is higher. In addition, it is suggested that the post-90s families develop a good habit of keeping accounts, which can not only clarify the family's income and expenditure, but also help the post-90s to effectively control unnecessary expenses. After 90, two people * * * formed a happy family together, and they had an extra responsibility. This is very different from falling in love. Both sides should look at it from another angle. The money they earn from each other is for this small family, for the future children, and it is the property of this family.