Top ten places to buy a house in Chongqing

Top ten places to buy a house in Chongqing

West, the price is not high. 60+ sets, 70+ area; Three rooms and two rooms, almost one million. Although the house price in the west of Chongqing has been rising, it is not too expensive or even quite low compared with the north. At the current development speed of the western region, it is definitely worth the money. The lowest housing prices in North District are land and Cai Jia. Caijia chose Caojiawan Light Rail because the first business of Caijia was here. When buying a house, remember that it is on the mountain, by the river, near the light rail, near the business, near the school and near the park.

Top Ten Best Places to Buy a House in Chongqing

Chunsen, Longhu, Beibin Road, Jiangbei District; China Resources Central Park, Dashiba, Jiangbei District; Nanbin Road, Huangpu, Hutchison Nan 'an District; Longhuyuan, North District, Yubei District; Jiangbei District attracts investment from jiangwan city and Evergrande Waterscape City; Yellow mud pound, first-class product, Yubei District, North District, Yorkshire, Sunshine New Town, Nanbin Road, Nan 'an District 100.

Problems needing attention in Chongqing's housing purchase policy

Chongqing limited loan, not limited to buying a house, the first suite, down payment of 30%. For example,1100,000 is 300,000. 40% down payment for the second loan. If it is more than three loans, no more loans can be made. If you still want to buy a house, you must move your parents' account (under 55 years old) and take out a loan in the name of your parents, which can be extended for 20 to 30 years.

Individuals can borrow up to 400,000 yuan and couples can borrow 600,000 yuan. If the provident fund is needed for more than 6 consecutive months, the balance of the provident fund account shall be multiplied by 25 times. Chongqing household registration+off-site housing provident fund can buy a house in Chongqing.

No personnel, that is, Chongqing has no social security, no hukou and no company. These people have to pay the full amount when they buy a house in Chongqing. In Chongqing, they can also find a suitable house, but they have to pay professionals for help. The property tax is paid at 5% of the house price (654.38+0,000 houses, and the property tax is 5,000 yuan), and it is paid annually. If you don't want to pay, you have to go to Chongqing or pay a tax.

The house in Chongqing must have a two-year real estate license, and you should know that it takes two years to sell the house and two years to sell the house. The whole process will take about 4-5 years, during which the cost, capital and interest of the loan should be carefully calculated.

Deed tax: 1% for the first suite below 90 square meters, higher than 1.5%. For the second house, the charge is less than 90 square meters 1%, and 2% for the second house above 90 square meters. The price of three or more houses is 3%. The maintenance fund is usually 80 yuan per square meter.

Second-hand house: personal income tax, usually calculated at the approved tax rate of 1%. This tax is generally calculated at this price, but if reliable people can be found, this tax should be reduced to about 70%.

Value-added tax: Chongqing's policy is to apply for real estate license within two years, and cannot apply for value-added tax within two years.