What are the advantages and risks of the stock room?

Now the real estate industry is booming, so many people want to earn some benefits through this industry. In order to ensure the success rate, we need to know something about real estate in advance. For example, there is a house called stock room, which will arouse the interest of many developers or real estate speculators. So what is the stock room? What are the advantages and risks of the stock room?

1. What is a stock house?

The stock house refers to the house purchased or built by oneself and obtained the property right certificate, as opposed to the incremental house. Stock houses generally refer to second-hand houses that have never lived in, which is what is usually called "inventory for sale". Strictly speaking, the stock house is a kind of stock assets, and the stock house market is also called the first-and-a-half market. Strictly speaking, the stock house is a kind of stock assets, but according to the general understanding of the stock house in Chengdu market and our business scope, the stock house mainly includes five parts: the house mortgaged by the developer to the bank in the later stage of developing the property, the house in the hands of creditors, the house in the hands of individuals (uninhabited), the house sealed by the court and the house in the hands of intermediary agents.

Second, the benefits and risks of the stock room

1, the stock house refers to the house that has been purchased or built by itself and obtained the ownership certificate, as opposed to the incremental house. Incremental housing refers to new commercial housing built by real estate developers, and stock housing generally refers to second-hand housing that has never lived, that is, real estate that is usually sold in inventory.

2. The procedure for buying and selling stock houses is that the buyer and the seller sign a contract for buying and selling houses, and go through the transfer registration at the real estate transaction office where the house is located within 30 days after the contract takes effect.

3. The stock houses are all existing houses, and there will be no unfinished phenomenon. Refers to the real estate project that has gone through the land use and planning procedures, and the project has been started for more than one year, and has stopped working because the developer is unable to continue construction or is caught in a debt dispute.

4. After the stock room has been used for several years, the potential problems of the house are exposed, which are easy to see, such as water leakage and ground collapse. You can also know the quality of the house by visiting the seller's neighbors.

5. Property right risk: Property right risk is subdivided into many types, such as the counterparty is not the owner of the property right, or is not a complete person. This situation can be verified by comparing the real estate license with the ID card, provided that the real estate license is true and effective.

6. Capital risk: Capital delivery is of course an important stage of second-hand housing transactions. For the second-hand houses that are still repaying loans, many homeowners require the down payment of the buyers to pay the remaining loans, so as to release the mortgage status of the houses. Because this operation is risky and easy to misappropriate funds. It is suggested that buyers should not consider it, and homeowners can choose the first payment service of intermediary companies.

All of the above are about what a stock house is, and the benefits and risks of a stock house. Part of the stock houses are purchased public houses, and residents enjoy the welfare benefits of the unit. There is basically no property fee when the owner lives. In addition, the property management of the community has been put in place. After the owners of these stock houses move in, even if they pay the property fee, the charging standard will be very low, which can save a lot of money compared with the new house.