20 17 what is the housing purchase restriction policy in Beijing?

Contents of the purchase restriction policy:

1. Beijing Restricted Purchase 1 Housing (including new product housing and second-hand housing) Status:?

(1) Households with 1 residence in this city (including families of active servicemen and armed police stationed in Beijing, and families with work residence permits in Beijing);

(2) Non-resident families who hold useful temporary residence permits, have no residence in this city and have paid social insurance or personal income tax in this city for more than 5 years. ?

2. Stop selling houses to them in Beijing:?

(1) Households registered in this city with two or more residences; ?

(2) Non-local households with 1 or above; ?

(3) Non-local residents who are unable to provide the city's useful temporary residence permit and have paid social insurance or paid income tax for more than 5 years (inclusive) in this city. ?

When many property buyers are still hesitating to sell, the wave of disguised interest rate hikes has now quietly arrived. As early as the beginning of the new year, news came out in the shopping malls: most banks in Beijing have adjusted the preferential interest rate of the first home loan from 8.5% to 10%. Recently, many banks even admitted that the term of second-home loans should not exceed 25 years. Therefore, if you are planning to buy a house in Beijing now, you should pay attention to two changes: the interest rate for the first purchase has increased, and the loan period for the second purchase has shortened!

1. The central government can uniformly implement the basic purchase restriction order in 40 key cities designated by the Ministry of Housing and Urban-Rural Development: families with local household registration and talent residence permits in each city are limited to two houses at most; Foreign household registration and foreigners are limited to one set at most; Two purchases need to be separated by more than two years; Companies are prohibited from buying houses.

2. The basic purchase restriction order meets the housing and investment needs of most families, and does not conflict with the purchase policies of some cities, and will not hinder the development of housing rental and holiday property market. In Beijing, Shanghai and other cities with relatively tight land supply, a one-year waiting period system can be added for foreigners, that is, foreign residents and overseas residents must provide at least one year's tax payment or social security certificate before purchasing. The purchase restriction order is simple and easy to implement, and its implementation mainly depends on two information systems: real estate property registration and urban housing management department online signing, without the need for national networking.

At present, the Ministry of Housing and Urban-Rural Development is promoting the construction and networking of housing information systems in 40 key cities, which is very valuable. After the system is completed, it will effectively support the levy of multi-suite property tax and optimize the purchase restriction within 40 cities.

References:

Baidu Encyclopedia: Housing purchase restriction order