Why is there no interest in the provident fund account?

Although the proportion of social security funds paid by individuals is much lower than that of units, some units enter the overall account of social security funds and belong to the state. Except for a very small part, it has nothing to do with you directly. The housing accumulation fund is how much you pay, and the unit will pay it to you. The more you pay, the more subsidies you get. Although the use of this money is restricted, your salary has increased a lot. Anyone who needs to buy a house can apply for a low-interest loan. The monthly payment can be deducted from the monthly payment, and the remaining funds can be deducted from the loan balance. This system can give you the greatest help. As for buying a house, not everyone can afford it, which is completely normal. At present, China has affordable housing system, public rental housing system, low-rent housing system and housing accumulation fund system, which are suitable for different needs and different economic strength classes. But if you are only eager to buy a house, you should also consider lots, transportation, facilities, property, working distance and so on. Sorry, no security system can help you. Let's consider realizing productism first.