What is the budget to be made before buying a house in the third phase, and what conditions do you need to purchase a house with provident fund loans?

Hello, I am glad to answer your question about the third phase of Qinqin Jiayuan Community.

Before buying a house in the third phase of the family, you should correctly estimate your personal strength and keep your living expenses. Make an adequate budget plan. Including: 1, the correct estimation of personal assets and household disposable income, and the choice of suitable housing type, price and area for Qin Jiayuan Phase III. 3. Calculate all taxes and fees when purchasing the third-phase house of Qinjiayuan. 4. Carefully consider the property management fee of Qinjiayuan Phase III. 5. Carefully estimate the repayment ability. 6. Budget the renovation and maintenance expenses of the house in Qin Jiayuan Phase III.

The conditions for purchasing Qinjiayuan Phase III house with provident fund loan include: 1. The borrower must have the household registration in the city where Qinjiayuan Phase III is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the third-phase self-occupied housing in Qinjiayuan, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the third-phase loan of Qinjiayuan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!