I work in Guangzhou, and my monthly income is 6000 yuan, which is paid by the bank. The income certificate is stamped with an invoice. Can I make an unsecured loan?

China ping' an Guangzhou personal unsecured loan center

The line is 10000 ~ 150000.

Necessary conditions for applying for unsecured loans

1, office workers (wage loans) must have credit records …

(1) ID card (requirements: 2 1-55 years old, mainland resident ID card, except Taiwan, Hong Kong and Macao)

(2) Work certificate (requirement: working for more than half a year)

(3) proof of income (the bank has been running smoothly in the last three months, with a monthly income of more than 2,000, or more than 6,000 in the last three months)

(4) proof of address (if you have lived for half a year, you can provide a valid lease contract, or a receipt for paying rent in the last month, water and electricity bills)

2. An enterprise as a legal person (enterprise loan) must have a credit record …

(1) ID card (requirements: 2 1-55 years old, mainland resident ID card, except Taiwan, Hong Kong and Macao)

(2) Work certificate (requirement: working for more than half a year)

(3) proof of income ((the monthly income of public or private banks in the last six months is more than 20,000, or the total income in the last six months is more than120,000).

(4) proof of address (if you have lived for half a year, you can provide a valid lease contract, or a receipt for paying rent in the last month, water and electricity bills)

(5) Business license (business license requires more than one year)

(6) The site lease contract plus the latest month's rental payment receipt.

3, real estate loans (Guangzhou has real estate, red house. ) Must have a credit history ...

(1) ID card (requirements: 2 1-55 years old, mainland resident ID card, except Taiwan, Hong Kong and Macao)

(2) Work certificate (requirement: working for more than half a year)

(3) proof of address (provided: real estate license+water and electricity fee for the last month; If you can't provide the water and electricity bill, you can go to the Housing Authority to search or provide the electricity bill number of China Southern Power Grid.

Step 4 mortgage the house

(1) ID card (requirements: 2 1-55 years old, mainland resident ID card, except Taiwan, Hong Kong and Macao)

(2) Work certificate (requirement: working for more than half a year)

(3) Address certificate (provided: real estate license or mortgage contract+repayment flow in the last three months+water and electricity bill or mail in the last month, house address and letters received in the customer's name)

Tips: "0" handling fee for the whole loan period.

Please contact Manager Huang of the Loan Department for details. Tel: Look at my account. I hope a contact number can help you.

You should have the seal or official seal of the human resources department, and your condition can be unsecured loan. Please contact me for details.