What should I pay attention to when buying a house?

1, pay attention to support. Some people change houses not only because the housing area is not suitable for themselves and their families to live in, but also because they have higher requirements for supporting facilities around the house, so they must consider supporting problems when changing houses. When understanding the supporting facilities around the house, buyers can make field trips. At this time, we should pay attention to the supporting conditions around the community, such as location, transportation, medical care, business and other factors. If you don't want to waste too much time and energy, try to choose a neighborhood with mature living facilities.

2. Pay attention to the quality of real estate. Improved housing should pay more attention to the quality of living. Therefore, when buying a house, we must pay attention to the choice of real estate and understand the overall planning of real estate. At this time, we can know the planning scale, building height, housing quality, apartment type and property service of the community. When buying a house, they choose the real estate developed by big housing enterprises, not only because they have relatively rich experience, but even if there is a problem of safeguarding rights, developers will better solve it from the perspective of word of mouth.

Reasons for improving housing

1, change the area. When buying a house for the first time, the family population is relatively small, or temporary funds are tight, so I bought a relatively small house to live in, usually two bedrooms, less than 80 square meters. Having children after marriage, plus the elderly, needs to change to a bigger house with more than three bedrooms.

2. change your grades. Compared with the current new buildings, the former residential areas are relatively poor in greening, supporting facilities and property services, so some citizens hope to move to high-end residential areas to improve their living quality. Of course, changing grades includes two aspects, one is the hard environment, the other is the soft environment, that is, the quality of residents in the community.

3. Change floors. Changing the floor is usually for the elderly. There are old people at home, so it is inconvenient to go upstairs and downstairs and it is not advisable to live too high. The first and second floors are more convenient, or change to a high-rise building with an elevator.

Improve the skills of buying houses

1. Selection of new residential area: Generally speaking, improved buyers should have a comprehensive consideration in the choice of housing area, such as regional housing price level, living facilities, housing conditions, living environment, surrounding transportation, schools, etc. , a comprehensive measure of their economic ability and room change requirements.

2. Consideration of subsequent living expenses: When changing rooms for improvement, consumers should not only consider whether their current economic strength can bear it, but also consider the increase of future living expenses, children's education expenses and transportation expenses after changing rooms, especially whether they have enough funds to guarantee the education expenses of future children.

3. Relevant transaction taxes and fees should be clarified: when the housechanging owner "sells the old and buys the new", he must clarify the taxes and fees that he needs to pay when he is both a seller and a buyer. Generally speaking, when buying and selling second-hand houses, the seller needs to pay business tax and personal income tax, and the buyer needs to pay deed tax, but it should be noted that the buyer needs to pay the land transfer fee separately when buying public houses and relocated houses; When affordable housing is sold, the seller pays the land transfer fee. In addition, according to the regulations, when buying a house around 1 year after selling the house, the deed tax can be levied according to the difference, and some expenses can be saved.

4. Disposal of the original residence: After the house exchange plan is realized, the sale or lease of the original residence will be decided according to the market situation and future trend. If the original house is in a good location and the rent price level is high, you can consider renting it out and repaying the loan with rent after changing houses.

5. Selling and buying can be considered at the same time: if consumers want to change houses and have insufficient funds on hand, they need to pay the house payment in case of emergency, they can consider allowing the trading to be carried out at the same time and realize their own house change plan after raising the house price. It is suggested that consumers who buy and sell at the same time should first do a good job in the selection and pre-purchase of new houses, such as looking at the house and bargaining, and once their old houses enter the transaction procedure, they will start the new house purchase procedure. Even if the process of buying a house is slightly behind that of selling a house, you can communicate with the buyer to ask for an extension of delivery. So you can pay the down payment on the house by the income from selling the house. If the house is not enough, you can make commercial loans or provident fund loans.