Which community does the new city belong to? How to handle housing loans for residential real estate?

Buying a house now is indeed a frequent occurrence, but everyone faces different housing transactions. After all, the most important thing to buy a house now is the location. Sometimes, after a long time, everyone will understand that there are many problems in the new town. Then the problem is coming. Which community does the new city belong to? How to handle housing loans for residential real estate? Let us know more about the problems in the community.

Which community does the new city belong to?

1. The new city is located under the Yanghu Bridge, with mature communities such as Lihua and Chaoyang in the north and Changhong East Road east of Hutang Town in the south. Located in the geographical center of Changzhou, it seizes the first-class resources of Renmin Road and enjoys all kinds of supporting facilities in the central area. A large number of commercial facilities, such as Tesco, fuchs and Xintiandi Plaza, provide perfect living facilities for the new town.

2. The new urban area is not only the most mature standardized product in the new urban area, but also has its own characteristics in architectural form and landscape, forming a rare small high-rise landscape in Changzhou market. Dig deep into the characteristics of the project, combine the elegant landscape in the community with small high-rise buildings, and shape the small high-rise buildings with out-of-print landscape in Dahutang area. Quiet green lawn, gentle undulating micro-topography, fountains, waterscapes and garden sketches are scattered among them, building the best place for neighborhood communication, children's play and walking and leisure.

3. The new urban area is mainly affordable housing, with reasonable apartment design and proper area control, which is in line with the psychological price of ordinary property buyers. The new urban area is simple and realistic in design, and the apartment is exquisite to the minute. Proper indoor scale design and strict control of public space have greatly reduced the pool area. No lighting dead angle, no sanitary dead angle; Separation of public and private, cleaning and pollution, separation of static and dynamic. Reduce the invalid area, under the same building area, each functional partition is more comfortable and bright, and realize the maximum utilization.

4. The new urban area adopts energy-saving and environment-friendly materials, and adopts multiple technical means to preserve energy, sound insulation and reduce noise, so as to provide a healthier, safer and more comfortable living environment for all owners!

How to handle housing loans for residential real estate?

1, property buyers need to go to the bank to understand the relevant situation and apply for personal housing loans with relevant information. Then the bank will review the buyers and then determine the loan amount.

2. Next, the bank will handle the loan contract, and then handle the property mortgage registration and notarization. The rest is the cancellation of registration after the bank issues the loan and the borrower repays the loan every month and pays off the principal and interest.

3. The materials and procedures required to handle the house purchase loan are as follows: household registration book, marriage certificate, ID card, income certificate, bank account and house purchase contract (provided that both husband and wife are married). Conditions: As long as there is a stable income and bank account, there is a bank account every month, and the monthly income on the income certificate needs to be twice as much as the monthly payment. For a bank, it is impossible to be overdue three times in a row, six times in two years, and it is based on the family.

Know which community the new city belongs to? The problem of how to handle housing loans for community real estate belongs to a very mature product field. There is basically no problem buying a house here. Although the price will be higher, the transaction effect will be in place. After getting it, the living experience will definitely improve linearly, so it is very beneficial to look at the preparation of housing loans in advance.