Inquiry method of house property right certificate

Every house or house has its own property right information, and not everyone knows how to query property right information. Maybe they didn't care too much when they didn't meet anything that needed to be inquired about property rights. What needs to be done is to clarify the property right of the house before buying the house, so as to avoid disputes, and after buying the house, one's own interests can also be protected by law. Let's take a look at the inquiry methods and precautions of housing property right certificate with everyone!

Housing property certificate inquiry method:

First, the authenticity of the real estate license query to see the cover. The true syndrome is dark red with luster and toughness, while the false syndrome is dark red with poor luster and toughness.

Second, the authenticity of the real estate license depends on the group flowers. The true certificate has clear color separation and strong stereoscopic impression, while the false certificate pattern is not clear enough and lacks stereoscopic impression.

Third, the authenticity of the real estate license depends on the title certificate. The inner page of the certificate is made of professional water-printed paper, which is similar to the watermark of RMB. The pattern is villas and buildings, and the paper is smooth and solid. The quality of fake paper watermark is rough, fuzzy and soft, and the watermark is made by covering the surface.

Fourth, the authenticity of the real estate license depends on the anti-counterfeiting background. The background of the real certificate is the Property Ownership Certificate, with clear handwriting, smooth lines and easy identification. The real estate license printed after 2000 uses a special relief background with strong three-dimensional sense and clear lines; Although the background of the false certificate is "house ownership certificate", the color is not uniform, the lines are bloated, and some are broken.

Fifth, the authenticity of the real estate license depends on miniature characters. After 2000, there are miniature characters hidden in the inner page lace of warrants, which look like dotted lines to the naked eye. Under the magnifying glass, the false certificate of "FWSYQZ" can be clearly distinguished, and the handwriting is vague and difficult to distinguish, and it is still a straight line.

Sixth, the authenticity of the real estate license depends on the housing registration number. When inquiring about the real estate license, the real certificate number is 3200 1 printed by the machine, with clear number and standard font; A false certificate is a hand-carved seal written or stamped by hand, and the font is vague and irregular.

Seventh, the authenticity of the real estate license depends on the seal of the issuing authority. The real certificate is the official seal of the red "XX Real Estate Administration" printed by the machine; The seal of the false certificate is hand-carved, with irregular font and rough seal.

Eighth, the real estate license authenticity query depends on the serial number. The number of the real certificate is printed by machine, and the words "Printed by Beijing Banknote Printing Factory Securities Branch (200×)" are also printed below the number of the certificate printed after 2000; The serial number of the fake certificate is hand-written or hand-stamped, and the font is fuzzy and irregular.

Matters needing attention in housing property certificate inquiry:

1. Check the real estate license and deed tax ticket, and at the same time see the nature, area, building age, tax payment time and whether the house is still mortgaged. Then ask the owner the details of the house and why he wants to sell it. At the same time, it is also necessary to confirm that the intermediary copied the owner's real estate license and ID card.

2. Determine whether you are qualified to buy a house. For example, in Beijing, if you don't have a Beijing hukou, you have to pay taxes in Beijing for five consecutive years (uninterrupted) and have no room under your name to buy it. After the qualification of the purchaser has passed the examination, you can sign the house online in the Construction Committee.

3. Make clear the mode of payment, full payment or loan. If it is a loan to buy a house, it is also necessary to clarify the down payment method. At this time, we must pay attention to clearly write down the payment method and purpose of the down payment in the contract. If it is used to repay the loan of the homeowner, you can go to the bank where the loan is repaid with the homeowner. You'd better leave the receipt in triplicate with the intermediary.

4. Be sure to determine your own loan method, loan qualification and amount. When you apply for a commercial loan, the bank will check your credit history, income certificate, salary flow, education information and so on. To determine your loan amount and interest rate. The general interest rate of the first suite will go down, but if the buyer's credit record is not good, the interest rate may also go up, or the bank will not approve the loan at all. Proof of income will also have an impact on the loan amount. Under normal circumstances, the monthly after-tax income is twice the repayment amount. As long as the income proves to be doubled, the wage difference does not matter much.

5. After consultation with the owner, determine when the latest transfer date is, when to turn over the key after the transfer, when to move the account, and what will be left in the house. These must be written in the contract to avoid some disputes in the future.

In addition, buyers also need to know whether the buyers have mortgages and whether the houses are sealed up by the courts. The above is the inquiry method and matters needing attention of the house property right certificate launched by Bian Xiao today, which ends here.