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What are the advantages of naturalization in Spain?
Spain has a high medical level and advanced medical equipment. China has 98 public hospitals, 65,438+0,365,438+0,80 primary health care centers and 450 private hospitals. The medical and health network is perfect, and health centers and hospitals are densely distributed, which can provide primary diagnosis and specialized nursing, and it is very convenient to see a doctor. It is one of the best countries in the world. Spain also has a complete prevention and first aid system, and the first aid system is developed. What's more worth mentioning is that Spain has made outstanding contributions in cancer treatment, stem cell research and heart disease treatment.
Spain implements a system of separation of medicines. It should be noted that if the doctor prescribes medicine for you to buy at the drugstore, you need to pay for it yourself. Because the local medicine is completely separated, the hospital has no right to sell any medicine.
2. Perfect infrastructure
1 12 emergency center is equipped with Chinese service. When the phone was connected, the operator found that the caller was speaking Chinese, and immediately dialed 1 12 to find a Chinese translator. After that, the rescuer, the operator and the Chinese translator are online at the same time, and the translator is responsible for asking the rescuer for information and forwarding it to the operator. After registering information and locking the position of rescuers, contact rescue vehicles immediately and rush to the scene. The whole process takes about 3 minutes from connecting the phone to dispatching the rescue vehicle. Maternity Subsidy In Spain, every pregnant woman will receive a subsidy of 2,500 euros as a reward to encourage women to give birth. At the same time, the government will give each newborn a monthly subsidy of 100 euros until the child reaches the age of three. If the mother has a job, in addition to enjoying four months of maternity leave, the insurance bureau will also reissue these four months' wages, so that the mother can take care of her children at home with peace of mind.
3. Infant health care system
Usually, in the first year of birth, the baby will go to a fixed pediatrician for a development check every month; 1-3 years old, do it every 3 months; 3- 14 years old, do it once a year, which is the universal standard of EU countries. When the baby is unwell, doctors often provide parents with some non-drug family treatment first.
4. Social insurance
Spain has a complete social insurance system. When a company hires employees, it must pay social insurance equivalent to 30% of their net salary in addition to their wages. Social insurance premiums vary from industry to industry. Including the following three categories: the general social insurance full-time employee rate is 28.3% of the salary, of which the individual pays 4.7% (mainly medical care, pension, etc.). The rate of part-time employees is 165438+ 0.32% of salary, of which the full-time/part-time rate of industrial accident insurance paid by individuals is 0.99% of salary.
5. Endowment insurance
Forbes magazine published the top 20 best retirement paradise in the world in 20 15. Australia, Canada, Chile, Colombia, Costa Rica, Croatia, Ecuador, France, Ireland, Philippines, Portugal, Spain and other countries are on the list (sorted by English names of countries). The retirement age in Spain is higher than that in China: both men and women are 65 years old (some occupations allow them to retire before the age of 65), and they can apply for a pension after retirement age. In 20 16 years, the new minimum pension standard is 782.25 euros. Many elderly people who come to Spain to reunite with their children, although retired in China, are not eligible for pensions because they have never worked in Spain.
We can often see Residencia deTercera Edad and Casa deTerceraEdad in nursing homes. Some of these are government-run nursing homes like ours, and some are private nursing homes. Some elderly people living in these places are lonely, some have children, or their children are too busy to take care of them, or they are willing to go to nursing homes. Older people over the age of 65 can buy subway and bus monthly tickets for the elderly with their identification (residence permit and passport), and the fares are much more favorable than the normal fares. Many tourist attractions also take care of 65-year-olds to buy tickets. In addition, almost every community has established activity centers for the elderly and organized them to carry out various interest activities, such as painting, dancing and gymnastics.
6. Education benefits
Spain is a highly developed capitalist economic power and the first country in Europe to develop and enter the marine civilization, which is closely related to its advanced and highly developed educational network and rich educational materials. The Spanish government attaches great importance to education, which accounts for 5% of GDP. There are more than 300 institutions of higher learning in China, among which 4 business schools rank among the top 10 in the world, and 87% of the funds come from direct state funding. According to statistics, at present, about 50% of production and scientific research achievements in Spain come from scientific research institutions in universities.
Most notably, primary and secondary education in Spain is free, and it is the only country with 14 free public education. After 65,438+06, you are free to choose courses for further study, similar to domestic higher technical schools, but you don't have to go through the college entrance examination. During this period, education and employment were completely integrated. From 20 13, Spanish universities accepted the "Bologna" reform and adopted the European higher education standard model. Four years of undergraduate course, one to two years of master's degree and four years of doctor's degree. Academic qualifications and degrees are universally recognized. There is no high sponsorship fee, no hukou, no sky-high school district, and no conditions, so you can enjoy the treatment of international kindergarten.
7. Legal aid
Foreigners in Spain always enjoy the same right of free legal aid as locals in judicial proceedings. According to relevant regulations, foreigners in Spain are entitled to free legal aid when they are refused naturalization, deportation and international protection due to lack of economic ability. In addition, foreigners who do not know Spanish can also apply for translation assistance.
8. More transparent and stable real estate prices and values. After the real estate crisis in 2008, the house price in Spain decreased by nearly 45% compared with that in 2008 (the average house price in Spain in April 2008 was 2,753 euros/flat, while in April 2065 it was 438+0,624 euros/flat, and the data came from Fotocasa Indix, which was 4 1% lower than the same period last year). The original bubble in the real estate industry has been fully squeezed (refer to the current housing construction price in Spain, 800- 1200 euros), and some excellent real estate markets have outstanding cost performance, especially in Madrid, Barcelona, Mavila and other cities/regions.
9. Good building quality and private property rights. The construction quality of Spain has always been adhering to European standards. Aside from some well-preserved buildings in the Middle Ages or even in ancient Rome (with a service life of more than 500 years), the service life of ordinary residential buildings is basically more than 100 years (refer to Spanish Có dgio Té cnico de la Edifició n General Rules for Real Estate Construction). In addition to some properties built during World War II, due to the shortage of resources at that time, a number of unfinished buildings were built, but they were basically demolished and rebuilt in the later period. Coupled with private independent property rights, as long as you buy real estate, you will have perfect legal protection. For example, if the government commandeers real estate, it must subsidize the housing according to the market price. Therefore, if you buy a house in Spain, you don't have to worry about the short-term property quality, which is convenient for long-term holding.
10, transparent and reasonable property holding fee. Spain's real estate holding cost is relatively reasonable. Common holding costs include the following parts (taking apartments as an example): 1, local tax (ibi); The property holding tax levied by the municipal tax bureau according to the land value is about 0.4%-0.2% of the market value of the property. For example, in downtown Barcelona, a 92-square-meter property costs 3.5 million euros, and IBI costs 729.6 euros a year. 2. Property fee (the fee to be paid according to the service content of the property), also taking the above property as an example, is 588 euros a year. 3. Garbage disposal fee, residential apartment, which is generally paid together with the property fee. Water, electricity and electricity fees are paid according to the usage, but because it is a private company, even if it is not applicable, it is necessary to pay a basic maintenance fee after opening. For example, after the opening of the above-mentioned property, the minimum monthly water fee is about 12 Euro. 5. home insurance and house alarm (optional), the total price is about 500 euros a year. 6. Non-resident income tax (if non-resident residents, that is, residents who have lived in Spain for no more than 183 days) needs to pay 24% income tax on their property rental income. 7. The maintenance cost of the house varies according to the price of different houses and different projects. According to the above case, it is about 500 euros per year. The above expenses, together, are probably the return of renting the property for 5 months. You can also recover the rental return for seven months every year.
1 1, the trading market is active. Similar to China, Spain is a country with many cities, and the prices, expectations and conditions of real estate in each city are different. The relatively active real estate market is concentrated in first-tier cities. According to the number of real estate transactions of 20 15, the first and second places are Barcelona and Madrid respectively. Especially in Barcelona, the transaction of second-hand houses in 20 16 central city (Eisenpur District) took 54 days (from idealista), which is the fastest transaction area.
12, the property returns are good and the appreciation expectation is strong. According to our real estate data, after excluding all expenses, the net after-tax return rate of a house in Barcelona is about 2.5-3% (according to the purchase cost of the house, including handling fees, taxes, attorney fees, etc.). ). This shows that once real estate is invested, it can generate positive cash flow returns.
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