Beijing housing purchase policy

Buying apartments in Beijing is also restricted. According to Beijing's policy of restricting the purchase of commercial and residential housing, the qualifications of Beijing buyers need to be reviewed for new apartments (occupying 1 residential housing purchase quota). For details, please refer to Beijing residential purchase restriction policy.

Beijing residential purchase restriction policy stipulates

1, Beijing family

Married families, without houses under their names, can buy two houses; Single, unmarried, divorced, can only buy a house.

2. Non-Beijing families

A married family with a valid Beijing work residence permit can buy two houses without a house under its name; Single, unmarried, divorced, can only buy a house.

Married families of active servicemen and armed police stationed in Beijing (with valid military officer's card or police officer's card) can buy two houses if they have no houses under their names; Only those who are single, unmarried and divorced are eligible to buy a house.

Non-Beijing resident families who have no housing in this city and have paid social security or personal income tax in this city for more than 60 consecutive months, whether married or single, are only eligible to buy a house.

Advantages and disadvantages of buying an apartment

Advantages of buying an apartment:

1, unlimited purchases and loans. At present, ordinary houses in many cities have implemented the purchase restriction policy, but apartments are not limited to purchase and loans. As long as you have money, you can buy several sets.

2. The total price is low. Usually, the apartment area is relatively small, mostly around 30 square meters to 50 square meters, so the total price of buying a house will be lower and the purchase threshold will be lower.

3. Various uses. Apartments are commercial in nature, which can be used for both living and office registration, and their uses are diversified.

4. The supporting facilities are more perfect. Apartments are generally located in relatively prosperous areas, and there will be some large shopping malls or commercial complexes around them. The facilities are mature, the transportation is convenient, and life and travel are very convenient.

Disadvantages of the apartment:

1, low property rights. The apartment has low property rights. Because apartments are commercial land, the property right is generally forty or fifty years, while the property right of ordinary houses is 70 years.

2. The cost of living is higher. Apartments are commercial land, so electricity, water and property fees in daily life will be paid according to commercial standards, and the cost of living will be higher.

3. High down payment. To buy an ordinary house, you can use the provident fund loan. 30% down payment for the first suite and 40% down payment for the second suite. The apartment is not limited to purchase and loan, but you can't use provident fund loans, and the down payment is 50%.

There are many restrictions on supporting facilities. For the sake of safety, many apartments can't cook with an open flame, so they can only cook with induction cookers and microwave ovens. In addition, apartments can not be settled, nor can they enjoy the school district housing facilities in this area.