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Do they have any responsibility for not having insurance at work and getting sick at work?
Property service contracts must be formulated in accordance with the national constitution and relevant laws and regulations, otherwise they have no legal effect; In fact, the two do not conflict. "The property service fee does not report the owner's personal insurance, property storage fees and other expenses." This is true, but the premise of this sentence is that your property management company has also fulfilled the standards that property management companies should do and the normal order activities of the community. If the property management company fulfills the relevant service standards and agreements, the property management company will not bear any responsibility when the owner suffers personal injury or property loss. If the property management company fails to manage the community when personal injury or property loss occurs,
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Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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