What is the housing policy in Hefei? Which area is restricted to purchase?

1. In the urban area (excluding four counties and one city, the same below), the sale of new commercial housing to households with two or more houses in the urban area will be suspended;

2. The minimum down payment ratio of urban households applying for commercial personal housing loans for the first time is adjusted to 30%;

3. If the household owns 1 house and has no record of house purchase loan (including the record of off-site loan, the same below), the household owns 1 house and the corresponding house purchase loan has been settled, and if the household has no house but has a record of 1 house purchase loan, the minimum down payment ratio is 40%;

4. If a resident family owns 1 apartment and the corresponding housing loan has not been settled, in order to improve the living conditions, they should apply for a commercial personal housing loan to purchase a house again, and the minimum down payment ratio is 50%.

Foreigners buy a house:

1. Suspend the sale of newly-built commercial housing and existing housing to families who have paid personal income tax or social insurance certificates every month for more than two years before the date of purchase 1 year;

2. Suspension of commercial personal housing loans to urban households with two or more houses, households with 1 house or non-urban households with accumulated personal income tax or social insurance certificates of 1 year in urban areas within two years before the date of purchase.

Hefei housing purchase restriction policy 20 16

1, Hefei locals are limited to 2 suites;

2. It takes foreigners 1 year to buy a house. The minimum down payment is 30%. The purchase record has been settled, and the minimum down payment is 40%;

The minimum down payment for buying a house is 50%.

4. There are more than two sets of locals, and foreigners who have no tax and social security do not buy a house.

5. Strictly control provident fund loans and stop the third home loan.

6. Stop off-site provident fund loans.

7. The minimum down payment ratio for households applying for commercial personal housing loans when purchasing ordinary housing for the first time remains unchanged at 20%;

8. 1 housing households, the minimum down payment ratio is adjusted from not less than 30% to 40%. For the first provident fund loan, the down payment ratio is still not less than 20%;

9 secondary provident fund loans, the down payment ratio is adjusted to not less than 30%.

10, real estate development enterprises shall not sell multiple sets of commercial houses to the same buyer;

1 1. Suspend the sale of newly-built commercial housing to non-local households with 1 sets or above.

Extended data:

Restricting purchases means restricting purchases, specifying the purchase quantity, which refers to a series of promotional measures taken by merchants in order to make their products obtain good sales performance, often some products with special prices and reduced prices, in order to prevent other business partners and the same industry from maliciously snapping up.

The basic purchase restriction order meets the housing and investment needs of most families, does not conflict with the policies of purchasing houses and entering households in some cities, and will not hinder the development of housing rental and holiday property market. Other means can return to marketization.

References:

Buying a house in Hefei