The news of the property market caught the real estate manager off guard.

If you want to get married, you have to buy a house first. Many people have a headache for buying a house. Many people can't afford to buy a house because the house price is very high now, but the new news of the property market has caught the real estate manager off guard. For buyers, spring has come. If you can't afford a house, 20 19 may be able to afford it. Today, Bian Xiao will tell you something about buying a house. After buying a house, it will be decorated. How to choose the decoration style?

1. What's new in the property market?

1, the government's real estate market supervision policy effectively curbed the sharp rise in housing prices last year, and the housing prices in first-and second-tier cities fell sharply.

Many owner-occupied buyers and investors buy real estate, which is a golden opportunity in the real estate market. We should seize this opportunity to catch the last bus. In the context of reducing leverage, the return on investment in the capital market is relatively low. In order to prevent the depreciation of funds, the number of large-sized houses purchased by investment institutions in first-and second-tier cities has increased significantly. According to Liu Quan's analysis, the main reason why investment institutions buy houses in first-and second-tier cities is that many developers are unwilling to sell houses because of the price control of new houses. Developers hope to cover up their own prices through corporate acquisitions, or avoid price restrictions.

2. The property market is back to normal. Should the buyers who have been waiting and seeing buy it?

We can see that the state has introduced many policies one after another, on the one hand, let the house return to the residential property, on the other hand, strengthen the supply of housing. Now most young people will choose a new way of housing, that is, renting a house first as a way to solve the real problem of living. Then there will be some people who are not so anxious to buy a house, and there will be no nervous problems.

This means that even property buyers should think clearly about whether they have to bear 20 or 30 years of debt to provide a house. Whether to buy a house or not can be considered from two points. First debt capacity. With the slowdown of economic growth and the improvement of living conditions, many office workers can only provide living expenses for their families, which may lead to the decline of their living standards. And now buying a house is a down payment system, and few people go to buy a house in full, so the next step is the problem of mortgage, not to mention that this is not a short-term debt, and no one can see that far after five years and ten years.

Second, how to buy a house

1, reference land price level

In the price of commercial housing, land price accounts for a large proportion. The value of a house depends on its location. For example, the higher the land price in developed areas, the lower the land price. When you plan to buy commercial housing, you can refer to the land price level in different regions and choose a house in a certain region according to your own financial strength.

2. Choose the housing area

After the location of the house is determined, the area, apartment type and floor of the house to be purchased are compared. Commercial housing costs tens of thousands of yuan per square meter, so every square meter should be carefully calculated. According to the number of family members, the use function of the house, economic strength and so on. No matter what kind of house you choose, the total construction area of the house should be preset.

3, understand the property expenditure

Once the commercial housing is sold, buyers will begin to bear all the expenses of the house, such as repair, water and electricity heating, elevator, security and so on. If these expenses are not considered enough, you will face embarrassment when buying a house. At the beginning of this project, it is about several hundred yuan or even thousands of yuan per month, and the charging standards in different regions are different. It is necessary to know the details before buying a house.

4. Consider repayment ability.

The savings in hand determine the amount of down payment, but the monthly payment after buying a house is also an arduous task every month. We should make a reasonable plan according to our own economic strength. There is a trade-off between down payment and loan. In order to reduce the repayment pressure, it is necessary to increase the down payment ratio as much as possible. Conversely, the lower the down payment ratio, the greater the repayment pressure in the future.

5, calculate the decoration cost

Decoration and proper housing maintenance funds must also be taken into account. In addition, there are some necessary installation fees for living facilities, such as opening pipeline gas, cable TV and broadband network. You should also consider the cost of buying new furniture, household appliances and decoration.

What are the decoration styles?

1, simple European style

Features:

Simple European style is a combination of European style and simple style, which removes the complicated lines in European style, giving people a simple and lively feeling as a whole, while having European artistic conception and exquisiteness. Decorating with local European-style simple lines is fresher than the European-style decoration style with strong European flavor, which is more in line with the introverted aesthetics of Chinese people. Compared with European classical styles (Rococo, Balotes)

2. Mediterranean style

Features:

In western Europe before the Renaissance, furniture art rose again in the 9th century to 1 1 century, and formed its own unique style-Mediterranean style. Several design elements will be adopted: white stucco walls, continuous arcades and arches, pottery bricks, sea blue roof tiles and doors and windows. Characteristics of Mediterranean style: arched romantic space, pure color matching, unkempt lines, refreshing blue sea and blue sky. The other is mainly yellow and earthy tones.

3. Pastoral style

Features:

Pastoral style advocates returning to nature, and advocates natural beauty aesthetically. It is believed that in today's high-tech and fast-paced social life, only by advocating and combining nature can we achieve a balance between physiology and psychology. Therefore, the pastoral style strives to show a leisurely, comfortable and natural pastoral life. In the pastoral style, roughness and breakage are allowed, because only in this way can we be closer to nature.

4. Modern minimalist style

Features:

Satisfy people's needs for sensibility, instinct and rationality of space environment with concise expression. Simplicity is not equal to simplicity, but an extension of the design and concept obtained through careful consideration and innovation. Simple space design is usually very subtle, which can often achieve twice the result with half the effort and win with simplicity. It has the characteristics of simple lines and uniform and bright colors.

5. New Chinese style

Features:

The new Chinese style is to combine modern elements with traditional elements through the understanding of traditional culture, and to create something with traditional charm according to the aesthetic needs of modern people, so that traditional art can be properly reflected in today's society and express the pursuit of elegance, implication, dignity and oriental spiritual realm. Western design circles believe that without China elements, there is often no extravagance.

6. Southeast Asian style

Features:

Southeast Asian style is a design that combines the characteristics of Southeast Asian ethnic islands with exquisite cultural tastes. In order to avoid the dull and depressing space, exaggerated and gorgeous colors are used in the decoration to break through the visual dullness; Colorful colors are actually the colors of nature, and the return of colors to nature is also the characteristic of Southeast Asian homes. Southeast Asian-style home design is popular all over the world with its natural beauty and rich national characteristics originating from tropical rain forests.

The choice of decoration style is very important, which determines the decoration effect of our home. Therefore, we must pay special attention to the choice, and don't choose the wrong facade that affects the home. The news of the property market delighted many people, but in the process of buying a house. Look more, look more, so as to ensure that you can buy a good house without regret.