Coordinate Qingdao, the annual income of husband and wife is 654.38+0 million, what level? Why do you always feel poor and stingy?

I should be the subject: "The annual salary is one million; Really feel very stingy, very poor "Qingdao family"

Our family started in 20 years, and our income officially exceeded one million. My wife and I didn't have a formal job, so we started a small foreign trade company. My wife is a bit like SOHO. Our family's income began to break 60 from around 15; There was a small breakthrough last year, which officially reached 1 million.

I rented a house when my wife and I got married; It was not until 19 that I officially bought the first suite in my life (not at home, but with the full amount of 3 million yuan); Then it took 20 years to change a car (I used to drive a Nissan with less than 65,438+10,000; Switch to BMW 5 Series, which is also a full range of models). The watch was the first watch I bought when I was in love more than ten years ago (Swatch bought it less than 1 10,000 yuan). I never borrow money; I don't even have a credit card, let alone spend money to borrow money (which is why I bought the first suite in my life when I was nearly 30 years old).

In Qingdao, the annual income is one million, and there are no foreign debts and loans. Our family is very "deducted". Friends with similar incomes are at least 7 Series+Rolex+Hermes. In our family, there is almost nothing of value except a 5 series which can be regarded as a luxury. My wife and I don't have clothes with more than 2,000 yuan. My wife's cosmetics are all L 'Oreal, civilian grade, and even SKII has never been used.

But some of our daily consumption is not so low; Basically, I cook at home on weekends, and I buy dishes for more than 500 yuan (from the previous year, I went to the supermarket; The market never asks about the price when buying things. So I'm often cheated. ) Take the children to the playground+go out for dinner every month. The monthly expenditure alone is not less than 3000. Not to mention the toys that children spend money on; Cram school, etc. , said less than a year100000.

My wife and I both like saving money. Basically, more than 50-60% of our annual income has become savings. Our family doesn't have any investment, but basically we do some prudent financial management in the bank, and the income is also very low. Maybe it's because we are both in business, so we don't have much sense of security about the future. After all, in business, who knows if we will lose money this year? So it's more reassuring to have a deposit in hand.

I'm usually busy at work. In my spare time, there is basically no entertainment except to accompany my children. Collectors may be the only consumption hobby, which is about 10 thousand a year. My wife is also a homesick person. After children go to kindergarten, they stay at home most of the time when they have nothing to do during the day. So the consumption is not high.

Our family's annual income is over one million, but the main reason why we are poor to outsiders is that our income source is unstable. We are both engaged in foreign trade, and we are engaged in traditional handicrafts and fast-moving goods. It basically belongs to the sunset industry. And our age and energy don't allow us to change careers or go out to work. Basically, if the current business goes wrong, profits drop or customers are lost, it will directly face bankruptcy. So although we have a lot of cash deposits, they are basically savings. I am mainly worried about the decline of future income, so I don't make any overdraft consumption or investment.

Those who earn more than one million a year are executives in the company or senior officials in the government; Then you don't have to worry about future income decline at all. The living standard can be raised to a higher level.

Therefore, it is not enough to simply compare income, but also to compare. Is the source of income salary? Investment? Still doing business.

It needs to be accumulated, and suddenly these are definitely not enough for one year. Just keep it that way. Nobles are all cultivated by three generations, and their own conditions are also related to consumption concepts. There is a very good RV, you don't need to change it. Is that enough to eat and drink? If you don't buy anything, you are still poor.

Coordinate Jinan, the annual deposit is 654.38+0 million, and the income is not counted, so it is natural to save money. My husband's car is 654.38+00,000, my car is 654.38+00,000, and the cosmetics have just been replaced by sk2. My car crashed these two days. I walk to work by bus every day, but I don't want to take a taxi. My husband's clothes are Adinike, and most of my clothes are Taobao, but none of them are on. Children only keep two interest classes, about 10000 a year and kindergarten 20000 a year. Eating doesn't count. I can eat whatever I want. Usually eat in the canteen of the unit, and go to about 200 yuan on weekends.

No matter how much income and mentality, some people earn 10,000 to 20,000 yuan a year and are happy every day.

People at different levels are mainly divided by income or wealth. The higher your level, the higher your values, the higher your requirements for quality, the bigger the house you buy, the higher the residential property, the better the car you change, and the higher your investment in children's education. The key worry is that if the recession is not as good as it is now, it will lead to this mentality. Don't ask me how to say so much, because I am as entangled as you.

Poor thing, how can you live?

No comparison, no harm. On the other hand, the atmosphere and circle of consumption are very poor, and it is not easy to make money. So it's good to control it. The house in Qingdao is not cheap after you see it. The children will be trained for one year. Is this a net profit for you?

When you ask, you must have earned 1 10,000 in a thousand years, so you must be rich in three years.