A high return on property

Some people often put apartments and houses opposite each other, and choose between them when buying a house, especially young people. I wonder which is better? Many people think that apartments and houses are essentially houses. Actually, there is not much difference. What is the specific difference between an apartment and a house?

1. Which is better, an apartment or a house?

The real estate license area is below140m2, the plot ratio of residential quarters is above 1.0, and the actual transaction price is below 65438+ 0.2 times of the average land price of the same level. Apartment-style residence is relative to western-style villa residence with single courtyard and single household. Apartments are generally built in big cities, mostly high-rise buildings, with high standards. Each floor has several single-family suites, including bedroom, bathroom, living room, bathroom, living room, kitchen and balcony.

Compared with residential apartments, the investment in apartments will be smaller and the short-term return will be higher, while the investment in residential apartments will be larger and the long-term return will be higher. In fact, the general commercial and residential apartments are also residential properties, with the same water and electricity costs, but the living atmosphere and property services are different. The term of property rights depends on the nature of the land where the project is located. Ordinary houses are 70 years, and commercial land is 50 years.

Second, the difference between an apartment and a house?

1, with different service life. The service life of an apartment and a house is different. Generally speaking, the service life of a house is 70 years and that of an apartment is 50 years. But apartments also have a service life of 70 years, which is relatively small.

2. Different uses. The cost of an apartment is different from that of a house. Many apartments are for commercial purposes, and the water and electricity costs of these apartments belong to commercial water and electricity costs, which are more expensive than pure houses. However, some apartments are still the cost of civil water and electricity, which depends on how the developer projects, as well as local policies, regulations or notices.

3. Different property management. The indoor area of the apartment is relatively small, only 30-60 square meters, which is generally very exquisite decoration, and the relative cost of property management will be higher. Moreover, the sales price is generally higher than the overall regional level.

4. The interest rate is different from the down payment. If you plan to borrow money to buy an apartment, you need to handle it in accordance with the provisions of commercial housing. The down payment ratio is generally 50%, and the loan interest rate will be relatively high. If you buy a house with a loan, the down payment ratio is generally 20%, but according to regional differences, the down payment ratio is different.

5. Different taxes and fees. When buying an apartment for sale, the tax is different from when buying a house. The former will bear more tax expenses than the latter. Take a tax as an example. If the only house in the family is satisfied at the same time and the purchase time is more than five years, it will be exempted from tax. However, if the property sold is a non-residential property, a tax will be paid in any case.

Which is better, an apartment or a house? Considering the appreciation ability of the house and the convenience of selling, at present, it is certain that the house will be better than the apartment. What is the difference between an apartment and a house? The difference between the two is also very obvious. I suggest that when buying a house, you should consider buying an apartment or a house according to your actual situation.