What are the operating characteristics and financial risks of small and micro enterprises?

As an indispensable force in the market economy environment, small and micro enterprises have their own unique characteristics. On the one hand, it has unparalleled vitality and injects new breath into the market. On the other hand, due to its "congenital deficiency" such as limited working capital, backward management mode and lack of professional talents, its development faces great obstacles. Today, Junhexin will focus on taking stock of the operating characteristics and financial risks faced by small and micro enterprises.

Management characteristics of small enterprises

1, many of which belong to the private sector or auxiliary industries of large and medium-sized state-owned enterprises;

2. The business system is relatively simple, and the management means are relatively simple;

3. The management power is relatively centralized, and usually the shareholders of the company are the main managers;

4. The assessment method is simple and there are few hard assessment indicators;

5. The business stability is poor and the business development fluctuates greatly.

Operational risks of small enterprises

1, which is easily influenced by economic policies and environment and has poor operating stability;

2. Poor fund-raising ability, which makes it difficult to meet the needs of enterprise development;

3. Rely too much on the personal talents of the main managers, and the personal influence on the enterprise is too great;

4, the internal control is not perfect, it is difficult to ensure the effectiveness and integrity of financial information or non-financial information, resulting in lax management of creditor's rights or physical assets, resulting in asset losses;

5, weak legal awareness, it is difficult to avoid relevant legal risks, resulting in fines or other penalties;

6. There is a large demand for tax avoidance, which may easily lead to illegal acts, resulting in penalties or fines.