What are the requirements for buying a house in Hangzhou?

According to the latest regulations of Hangzhou's housing purchase policy, whether you are qualified to buy a house mainly depends on two points: the number of accounts and the number of houses under your name. The specific policies are as follows. 1.20 17 From March 29th, the sale of newly-built commercial housing and second-hand housing to adult singles (including divorced) who own 1 apartment or households with two or more apartments in this city will be suspended. 2. Non-local registered residents who buy the first house must provide proof that they have paid social security for two years or more in this city in the first three years from the date of purchase, and suspend the sale of new houses to non-local registered residents who own/kloc-0 houses or more. 3. Households whose household registration has moved from other places to Tonglu, Jiande, Lin 'an and Chun 'an counties (cities) can only buy houses in the restricted areas of Hangzhou after two years from the date of household registration, which shall be implemented in accordance with the city's restricted purchase policy. It will be three years before the enterprise can buy a house in Hangzhou.

1. Restricting purchases means restricting purchases. Designated purchase quantity refers to a series of promotional measures taken by merchants in order to make their products obtain good sales performance, often some products with special prices and reduced prices, and a commercial measure taken to prevent other business partners and the same industry from snapping up maliciously. The basic purchase restriction order meets the housing and investment needs of most families, does not conflict with the policies of purchasing houses and entering households in some cities, and will not hinder the development of housing rental and holiday property market. Other means can return to marketization. Restricting purchases means restricting purchases, specifying the purchase quantity, which refers to a series of promotional measures taken by merchants in order to make their products obtain good sales performance, often some products with special prices and reduced prices, in order to prevent other business partners and the same industry from maliciously snapping up. The central government can uniformly implement the basic purchase restriction order in 40 key cities designated by the Ministry of Housing and Urban-Rural Development: families with local household registration and families with talent residence permits in each city can purchase up to two houses; Foreign household registration and foreigners are limited to one set at most; Two purchases need to be separated by more than two years; Companies are prohibited from buying houses.

Second, the basic purchase restriction order meets the housing and investment needs of the vast majority of families, does not conflict with the housing purchase policies of some cities, and will not hinder the development of housing rental and holiday property market. In Beijing, Shanghai and other cities with a large influx of population and relatively tight land supply, a one-year waiting period system can be implemented for foreigners, that is, foreign residents and overseas residents must provide at least one year's tax payment or social security certificate before purchasing. The purchase restriction order is simple and easy to implement, and its implementation mainly depends on two information systems: real estate property registration and urban housing management department online signing, without the need for national networking. At present, the Ministry of Housing and Urban-Rural Development is promoting the construction and networking of housing information systems in 40 key cities, which is very valuable. After the system is completed, it will effectively support the levy of multi-suite property tax and optimize the purchase restriction within 40 cities.

Third, the first is to cancel the differentiated credit of commercial banks and support middle-class home buyers through low interest rates, low down payment and raising the upper limit of housing provident fund loans. The current differentiated credit policy violates the profit-seeking instinct of commercial banks and can only be implemented by the CBRC's repeated orders, while the purchase restriction order can basically prohibit credit resources from being used for real estate speculation and excessive investment. The central bank and the China Banking Regulatory Commission may, according to the needs of national macro-control, stipulate the minimum mortgage down payment and interest rate. On this basis, according to the requirements of risk management, commercial banks will issue mortgages according to local conditions and time. Second, cancel the price-limited housing and gradually cancel the affordable housing. The middle class can buy new houses or second-hand commercial houses with better cost performance; The housing security system has changed from "sales-oriented" to "both renting and selling", and it can also be changed to "rent-oriented" in the future until the affordable housing is finally abolished. Third, 90/70 of the land originally used to adjust the supply structure and curb land prices, and the land for small and medium-sized apartments and low-priced ordinary commercial houses can be cancelled. The transfer of state-owned land will continue to adhere to the direction of market-oriented reform, and try to reduce the comprehensive bid evaluation that easily leads to black-box operation.