What conditions do you need to buy a dormitory in Guangzhou Dongpu Bookstore with a provident fund loan, and how to calculate the tax on new house transactions?

Hello, I'm glad to answer your question about Dongpu Bookstore Dormitory Community.

Purchase the house in Dongpu Bookstore Dormitory with provident fund loan, and the conditions include: 1. The borrower must have an account in the city where Dongpu Bookstore dormitory is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in Dongpu Bookstore dormitory, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the dormitory loan of Dongpu Bookstore; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax of new house in Dongpu Bookstore dormitory includes deed tax, maintenance fund and property management fee. Deed tax of Dongpu Bookstore dormitory: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Dongpu Bookstore Dormitory Maintenance Fund: charged according to the construction area multiplied by a certain amount. Property management fee of Dongpu Bookstore Dormitory: paid after delivery, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!