How to write about the company loan?

Please give me some advice on how to write the corporate loan statement.

The loan application mentioned here is not a signed and sealed version of the application provided by the bank when we apply for various loans at the bank. The standard practice is that when enterprises apply for various loans from banks, they also need to issue loan application forms or loan statements and other documents.

Sample loan application:

XXX bank (full name):

Our company was formally established on XX, XX, XX, and its main business is (I don't know what can be registered in the business license directly), and then write the advantages or characteristics of my own enterprise and the situation of my own enterprise in the industry. It means writing your own good. These are all sketchy, just one or two sentences.

Due to the needs of business development, our company intends to apply for XXXX loan (loan type) from your bank in the form of XXXX asset mortgage (pledge) in the name of the company and a third party. The loan amount of XXXX is used to pay XXXX, and the loan period is XXX years.

XXXX company

XXXX，XXXX，XX，XX

This loan application is not necessary information for applying for a bank loan, but only to facilitate the bank to provide a general understanding for the borrowing enterprise to apply for a loan more quickly. In addition, the contents mentioned in the above loan application are not fixed, and the enterprise can increase or decrease according to the capital demand or the requirements of the bank. But it is generally best to include the following contents: loan amount, loan term and loan purpose.

The original text comes from the loan encyclopedia: DKXBK.COM

Our company needs a loan statement to borrow money from the bank. How to write this statement?

Provide loan guarantee (collateral) and explain the situation and reasons of the enterprise. It is necessary to have certain self-owned funds, collateral (which needs to be evaluated by the evaluation company), provide balance sheets and bank deposits, and banks should have the ability to repay loans. Credit is also an aspect of assessment. It also depends on what kind of loan you apply for, long-term or short-term Some banks have collateral in addition to collateral, depending on the bank.

The specific explanation template is as follows: Customer xxx, ID number xxxxxxXX, applies for personal loan in our bank, the loan amount is xXX yuan (in words ￥ ￥xxxx), the term is X years, and it will be paid in monthly installments. This is to certify that due to XXX's negligence, we failed to communicate with our bank in time, the interest was overdue, and the overdue interest was completely settled. His behavior is not a malicious breach of contract.

What conditions do individuals need to meet when applying for bank consumption loans?

General banking requirements include:

1. The borrower must be a Chinese mainland resident and have reached the loan age.

2. The borrower is a person with full capacity for civil conduct.

3. The borrower has a stable income.

4. The borrower has good credit information.

5. The borrower has good repayment ability.

6. Other bank loan conditions

What materials do banks need to provide for consumer loans?

Different loans provide different materials. If it is a consumer loan, it is generally necessary to submit personal identification, work certificate, income certificate, credit report and other relevant materials required by the bank. Take CCB's fast loan as an example. CCB's "quick loan" is a full-process online self-help loan for individual customers launched by CCB. Users can complete loans online through electronic channels, including real-time application, loan approval, contract signing, withdrawal and repayment. At present, there are self-service channels such as China Construction Bank mobile banking, online banking and intelligent teller machines, which do not need any other intermediary or others to handle.

The loan target is individual CCB customers with good credit, and it is possible to get a quota for doing business in CCB, such as saving money, wealth management, national debt, funds, and paying wages on behalf of others. The loan amount is generally between 65,438+0,000-300,000, and can be used for 65,438+0 years at most. During the validity period of the loan amount, it can be used at any time and repaid at any time. There are three main ways to use it, one is to withdraw cash independently, the other is to use online banking to pay when shopping on domestic e-commerce websites, and the third is to use the debit card signed by fast loan to swipe the card at merchant POS.

How to write the enterprise loan application form? Specification of loan application form

As we all know, when applying for a loan from a bank, the bank will ask the borrower to show the loan application form. Then, how to write the application for enterprise loan? What should I pay attention to?

Specification for enterprise application form

Apply for a company loan

Enterprise name:

Application date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Application for secured loan

Amount of secured loan (ten thousand yuan)

The guarantee application period starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Use of secured loan funds:

Source of repayment funds:

Repayment plan:

Counter-guarantee measures: (including personal property mortgaged or pledged by the legal representative.

Application for enterprise opinions:

Apply for company seal:

Signature of Legal Representative: (Seal)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Handler (signature):

Two. Opinions of the bank to be loaned

Lending bank:

Opinions signed by the bank to be loaned:

Loan bank (official seal):

_ _ _ _ _ _ _ _ _ _ _ _ _

Three. Opinions of the Municipal Credit Insurance Center

Preliminary opinion of member service department:

Examiner:

_ _ _ _ _ _ _ _ _ _ _ _ _

Audit opinion of guarantee business department:

Reviewed by:

_ _ _ _ _ _ _ _ _ _ _ _ _

Opinions of the Municipal Credit Insurance Center:

Director:

_ _ _ _ _ _ _ _ _ _ _ _ _

Enterprise loan application template (short version)

_ _ _ _ _ _ _ branch of the bank:

_ _ _ _ _ _ Company is a key joint-stock enterprise in this district. In order to solve the difficulties in the production and operation of working capital, our company has applied to your bank for a working capital loan _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Basic information of the enterprise: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ It is estimated that the annual output value will reach _ _ _ _ million yuan in 20 14, and the sales income will reach _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Our products passed the international quality system certification in. Has undertaken a number of projects, won the trust and praise of customers, and was awarded by the municipal, district government and the administrative department for industry and commerce as an "advanced enterprise that values contracts and keeps promises".

2. In order to make the enterprise successfully leap over the innovation of moving the factory into the mine and promote the smooth development and growth of the enterprise, according to the actual needs of the company's production and operation, we hereby apply to your bank for granting our company a working capital loan of _ _ _ _ _ _ million yuan to solve the problems in the process of production and operation.

Three. Regarding the loan term, according to the company's market and mine production this year, the loan term is two years.

Four. Loan collateral: Our company applies for this loan with the existing land and attachments on the ground as loan collateral.

The company promises to repay the principal and interest on time with a high degree of integrity and repay your concern and support for the enterprise with practical actions.

_ _ _ _ _ company

20 16 _ _ _ _ _ _

Enterprise Loan Application Template (Detailed Edition)

I. Company introduction:

(1) Basic information of the company

The company is mainly engaged in the slaughter of pigs, cattle and sheep (secondary), the processing and sales of livestock and poultry, and the breeding of pigs, cattle, sheep, chickens and rabbits; Wholesale and retail of metal materials, building materials, chemical products, general machinery, electrical equipment, wires and cables, instruments and meters, Wujinjiaodian, and sales of automobiles, motorcycles (you see the sample loan application from Fan Wendaquan) and motorcycles and their parts; Acquisition of waste materials and recycling and dismantling of scrapped cars. The registered capital is xxx million yuan, and the company is a limited liability company. There are xxx employees, including xx university graduates, xx technical secondary school graduates and xxx professional technicians. Since its establishment, xxx Co., Ltd. has been rated as XXX for many times; Consumers trust companies; ; Companies that honor contracts and keep promises; Top ten private enterprises; Taxpayers of private companies; Advanced private companies; And it is one of the private companies with strong xxx market and key protection, and it is the leading company of livestock and poultry breeding in our county. The group has strong development potential and brand advantages, and has always been honest, efficient, pragmatic and dedicated; Enterprise spirit, dedication to society, return to the public. The company's business philosophy of honesty, brand building, quality service and market winning has become an important support for the development of livestock and poultry breeding and food in xx, and has made greater contributions to the development and prosperity of local economy in xx.

(2) The credit status of the company as a legal person

Mr. xxx, the chairman of the board, was born in xx, graduated from MBA (Business Administration Course) of Tsinghua University, joined the army in XX, and retired to work in xxx Company in XX. Xxx, in the spirit of keeping pace with the times and pioneering, left his job without pay to start a business in X month of xxxx year. At present, he is a member of the Standing Committee of xx CPPCC, vice chairman of xx Federation of Industry and Commerce, vice chairman of xx Glorious Career Promotion Association, special inspector of xx People's Procuratorate, law enforcement supervisor of xx Public Security Bureau and member of xx Hardware Chamber of Commerce. Many times, he was awarded the honor of "Director (Manager) of Advanced Private Company" in xx, "Outstanding Member of Federation of Industry and Commerce" and "Glorious Career" in xx, and "Star of Laid-off Entrepreneurship and Re-employment" in xx. Xxx is an honest, good at management, with management knowledge and practical spirit. Under his leadership, xxxxx Company has continuously introduced advanced modern company system, consolidated the management foundation of the company, built a fine corporate culture, adhered to the business policies of high quality, high efficiency, honesty and customer service and the business purpose of "quality is gold, service is the heart", worked hard together, kept pace with the times, and constantly strived to expand to a new breadth and depth, thus building a staff team with high professionalism, efficient innovation and efficient team spirit.

The company always stresses credibility and abides by contracts. It has a credit relationship with xx Branch of China Bank and xx Credit Union of Rural Credit Cooperatives. In the process of communication with the bank, always pay interest and repay the loan principal on schedule. The performance rate of contracts signed with business customers is 100%, and it has been rated as a contract-oriented and credit-oriented unit by relevant departments for many times. It was rated as AA-class company by xx Branch of China Bank and AAA-class company by Chongqing Credit Union. The company is in good operating condition, with strong management ability, strong operating ability and profitability, high credibility and promising development prospects. In order to expand the scale of operation, the company will be expanded and new projects will be developed, but the company is short of liquidity. Now apply to the Agricultural Development Bank for project loans and short-term working capital loans. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on schedule. Therefore, xx Company is fully capable of repaying your project loan and short-term working capital loan to ensure the safety of your loan.

(3) Operating equipment and licenses

The business license is complete. The company has 1 secondary livestock and poultry slaughtering and processing plant in xx city. Is xxx pigs, cattle and sheep slaughter and pig purchase and sale of key companies. It has a national standard second-class mechanized slaughterhouse and advanced refrigeration facilities. Annual slaughter of xx pigs, xx cattle and sheep, xxx rabbits. Pig farm 1, rabbit farm 65438.

(four) assets and liabilities and production and operation.

The company has been engaged in livestock and poultry breeding and processing, pig and cattle slaughter, intensive processing and export of livestock and poultry products for more than xx years, and has achieved good business performance. In 2005, the company slaughtered xxxxx pigs and X million rabbits, slaughtered and processed xx million pigs, cattle, sheep and rabbits, with annual sales of xxxxx million yuan, realized profits of xxx million yuan and paid taxes of xx million yuan.

Main financial indicators of the company in recent two years

(five) the company's credit rating and two-year loan principal and interest:

Our company has a credit relationship with xx Branch of Bank of China and xxx Rural Credit Cooperative Association, and all of them have repaid the principal and interest of working capital on schedule, and were rated as AA-level companies by xx Branch of Bank of China and AAA-level companies by xx Credit Cooperative.

Two. Project loan and working capital loan forecast

(A) xx quality meat rabbit production base construction project

1. Construction scale: the annual output of high-quality commercial meat rabbits is xxx million, and 1 rabbit farm and 1 high-quality commercial meat rabbit demonstration farm are planned. There are xxx specialized households in the breeding community, which will be implemented in 6 towns such as xx, xx, xx and xx and 8 townships in xx * * *.

2. Total investment: controlled at xxxx million yuan;

3. Financing plan: apply for industrial investment subsidy of xxx million yuan, self-raised xxx million yuan, loan of xxx million yuan, and farmers' investment of xxx million yuan, subject to financial evaluation.

4. Project operation mode: company community farmers. The company is responsible for providing rabbit breeding, technical services and recycled products.

5, xxx quality meat rabbit production base construction work.

(1) On February 23rd, 2003, 65,438+invested RMB 10,000 to bid for the farm of xxx company in xxx town. The farm covers an area of xx mu, including xx mu of land use right, xx mu of housing construction and xxxx square meters of housing construction area. The buildings are mainly feeding pens, feed processing rooms and feed warehouses. It is intended to be used for the construction of xx million high-quality commercial meat rabbits demonstration field.

(2) In April 2005, xxX Company invested xX million yuan to build a new sewage treatment facility, which was put into operation in June 2005.

(3) In May 2005, after renting the original xxx winery with an investment of xxx million yuan, it was rebuilt into a rabbit farm with an investment of 530,000 yuan (including civil engineering and feeding facilities and equipment), and more than xxxx rabbits from New Zealand, California and Belgium were raised in the existing pens. The farm covers an area of 20 mu and 9 mu, of which the breeding area of rabbits is xxxx square meters.

(4) Signed a contract with xxx households in X township, such as xxx, XXX, etc.

(2) Operating working capital loan projects.

1, the company is a national second-class designated slaughterhouse in xx city, with advanced slaughtering facilities and refrigeration equipment. With the popularization of cold meat, the operation has promoted the rapid development of our company's export meat products business, which will increase substantially and will also bring about an increase in capital demand.

2. The company's livestock and poultry breeding is located in xxx, Xiadukou, xxxx Town, with an area of xx mu and a business area of xxxx square meters. It is the industrialized commercial pig breeding base of xxx "company farmers", mainly breeding "foreign ternary" and hybrid binary pigs. Intensive cultivation of new British strains, foreign binary breeding pig xxx, commercial pig xxxx. It is planned to expand the scale of self-propagation and self-support to xx million commercial pigs a year, which is now being implemented.

(III) In order to expand the business volume and scale of the company, it is urgent to inject a large amount of funds, and it is planned to apply for a short-term working capital loan of xxx million yuan. Its current working capital is xxx million yuan, and the company needs xxx million yuan, so it should increase its working capital by XXX million yuan.

The above-mentioned aquaculture project loans and short-term working capital loans are in line with the loans supported by your leading agricultural industrialization companies.

Third, the benefit forecast

(A) Breeding project forecast

1, this project * * * establishes xx meat rabbit breeding community and develops xxx large-scale breeding households, which can increase the income of large households by xxx million yuan, with an average net income of xxx million yuan per household. At the same time, the number of farmers benefiting from the project has reached xxxx, including xxxx, and farmers (immigrants) can increase their income by xxx yuan per capita, which is very obvious for benefiting farmers.

2, the implementation of this project, will also directly provide xxx jobs, can be placed in xxx production, at the same time help to promote the development of local feed, veterinary drugs, animal products processing and biochemical industries, easy to form new economic growth points, its social and economic benefits are obvious, and it is of positive significance to crack the emptiness of xxx industry.

3. Through the overall financial evaluation of the project investment, the annual agricultural output value of xxxxx million yuan, the investment profit rate of 24%, the financial net present value of XXXXX million yuan, the expected annualized expected rate of return in finance, the investment payback period of years and the loan repayment period of years can be realized, and the overall profitability is good.

4. The project not only helps to solve the local rural energy problem, but also plays a role in improving soil and improving the quality of agricultural products by developing ecological farming mode and popularizing technical measures such as biogas utilization, biogas residue returning to field and biogas slurry irrigation, which is of positive significance to promoting local ecological agriculture construction.

(2) Forecast of operating and processing benefits

This food slaughtering and processing factory is the second-class designated slaughtering unit in the urban area of xxxx, and it is also the only designated slaughtering factory that has obtained the administrative license of the county people's government. Slaughter and process xxx million pigs, cattle, sheep and rabbits every year, with annual sales of xxx million yuan, profits of xxX million yuan and profits of xx million yuan. With strong benefit space and advanced company management ability, it can ensure the safety of your short-term working capital loan.

Four. solvency

1. Due to the company's good operating conditions, strong management ability, strong operating ability and profitability, high credibility and considerable development prospects, in order to expand the scale of operation, the company will become stronger and bigger and develop new projects, but the company's liquidity is insufficient. Now we apply for project loans and short-term working capital loans from the Agricultural Development Bank. Because the company's operating projects are good, the benefits are good, and there are sufficient sales income and cash.

With the inflow of gold, the company promises to repay your loan and interest on schedule with the company's sales income and cash inflow to ensure the safety of your loan.

2. The project loan and one-year working capital loan that the company intends to apply to your bank is xxxx million yuan, which is mainly used to expand the scale of livestock and poultry breeding and the business needs of the company. And the personal assets and other real estate of the company and its legal representative xxx are used as collateral.

How to write the purpose of the company loan?

Question 1: What is the purpose of corporate loans and the source of repayment?

Our company is a loyal customer of your society and the key support object of your society, and has a good reputation for many years. Engaged in processing for many years, with good business performance and rich business experience, the current working capital reaches 10000 yuan.

Thanks to the county's strong support for industry for many years, the support of national industrial policies and preferential policies for minority enterprises, enterprises, as one of the pillar industries in the county, have brought great development.

Therefore, in order to continue to seize opportunities and expand business opportunities, we must expand reproduction. This requires strong financial guarantee as the backing and strong support from the financial sector. Therefore, the company needs to borrow10,000 yuan as supplementary working capital, and we hope your bank will approve it.

Because the company is in good operating condition, strong management ability, strong operating ability and profitability, high reputation and promising development prospects, in order to expand the scale of operation and make the enterprise bigger and stronger, but the liquidity of the enterprise is insufficient, we are now applying for a loan from your bank as a short-term liquidity loan. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on time with the company's sales revenue and cash inflow to ensure your bank loan.

I. Basic information of the enterprise

This company was founded in. In the industrial park, it covers an area of mu, with a building area of square meters, organic platforms (sets) and production lines. The company was recognized by the State Ethnic Affairs Commission as a designated production enterprise of ethnic minority articles, and developed into a leading backbone enterprise of county industry and a "232 1" labor training base. The company operates steadily, with advanced business philosophy and high management level.

Second, the assets and liabilities of the enterprise

At present, the company's total assets are RMB, including fixed assets, inventory, accounts receivable and other assets.

The company borrowed10,000 yuan from CCB,10,000 yuan from Chengnan Credit Cooperative and10,000 yuan from accounts payable. Percentage of assets and liabilities.

Three. The operation of the company

In the process of development, the company actively adjusted its business strategy and paid attention to the development and maintenance of the sales market. In 2006, 65,438+0,000% order management has been achieved, and the passive management situation of blind acquisition has been completely shaken off. Established a long-term cooperative relationship with the company and Shenzhen Co., Ltd. Strict quality control in production has won many customers with high-quality products. The processing and management strategy without plush has been implemented, and good market and economic benefits have been achieved at present.

Four. Development of the company: In 2005, the company realized a total operating income of10,000 yuan and paid taxes to the state treasury of10,000 yuan; In 2006, the total operating income reached billion yuan, which was turned over to the state treasury.

Our company has established a modern system in accordance with the company law, and a modern enterprise framework has been formed. Pay attention to integrity construction, technological progress and institutional innovation. Over the years, with perfect management and high and low market prices, we have been making steady progress. In the process of operation, we strictly control the collection and sale, pay close attention to the market conditions, operate flexibly, have a strong sense of risk and have a high degree of sincerity. Over the years, our business is booming and getting bigger and bigger. The company's production and operation have entered a good cycle state, with normal operation, orderly management process, steady and sustained development and good profitability at present.

Verb (abbreviation of verb) loan purpose and repayment source

Company loans are used to supplement working capital and purchase raw materials. The source of repayment is sales return.

We believe that with the support of your bank, our company will continue to be bigger and stronger and become a leader in the industry.

Hereby apply

Enterprise legal person:

Products limited

Date, year and month

Question 2: To introduce the company's bank loan, it is necessary to analyze the business situation, development trend, loan purpose and return source. You have confused the requirements of the bank. The so-called company profile is your company's external publicity materials, business status analysis is your financial report, loan use analysis is your loan destination, and the source of return is your purchase and sale contract and accounts receivable.

Question 3: How to write a company profile when a company borrows money from a bank? You have confused the requirements of the bank. The so-called company profile is the publicity materials of your company. Business analysis needs your financial report, loan use analysis needs your loan destination, and the source of return is your upstream and downstream purchase and sale contract and accounts receivable.

Question 4: How to write the purpose of personal loan? How to write the purpose of personal loan? As far as I know, the purpose of the loan strictly requires the authenticity of the loan purpose. If the bank finds that the actual purpose of the loan is inconsistent with the application purpose in the later inspection, it can be considered as misappropriation of loan funds.

Banks have the right to stop the remaining loans that have not been issued to borrowers, and have the right to require lenders to repay all loan principal and interest in advance. The loan interest rate will also rise. Moreover, in order to prevent the borrower from misappropriating the loan, the CBRC requires that the loan with a certain amount or more must be transferred to the borrower's counterparty account in real time through the entrusted payment of the lender.

The purpose of the loan is to define that the borrower's purpose of obtaining the loan is to engage in production and business activities, or to purchase materials or necessary equipment, or to use it for personal expenses such as house purchase, car purchase and consumption, and the loan will eventually be combined with certain production factors. Before obtaining a loan, the borrower must determine the purpose of the loan. The clear purpose is not to fool banks and loan companies, but to maximize the economic benefits of loans and prevent loans from being idle.

Personal loans are generally used to buy a house, a car, decorate a house, study, travel, see a doctor and so on.

Matters needing attention in the use of personal loans:

1. Personal loans should have a clear purpose and should comply with the provisions of laws, regulations and relevant national policies. The transaction background is true, and the transaction background and loan purpose shall not be fabricated;

2, the use of personal loans should follow the principle of good faith, in line with the purpose of the loan contract, according to the current provisions of the state, loan funds shall not illegally enter the stock market, real estate development and other areas prohibited by the state;

3, loans to buy housing, should apply for personal housing loans according to the provisions of the state, according to the current provisions of the state, prohibit consumer loans for the purchase of housing.

Question 5: How to write the purpose of the company loan? Just write down the questions truthfully.

Question 6: How to write hello for the purpose of bank loan? Loans are divided into consumer loans and commercial loans. Commercial loans have short service life, high interest rate and long service life. Mainly used for personal consumption, including personal car purchase, decoration, travel, going abroad, buying furniture, etc. I hope I can help you!

Question 7: How can the loan be used for consumption or business?

The process of handling bank loans:

1. The borrower applies for a loan;

2. Prepare loan related materials;

3. Customer manager loan survey;

4. Bank approval;

5. Both parties sign a loan contract;

6. Implement mortgage, pledge, unsecured contract or other guarantee contract;

7. Bank loans;

8. Post-loan management;

9. Repay the principal and interest when the loan is due.

Question 8: How to write the model loan certificate? The borrower is you and the format is as follows:

Letter of commitment for repayment guarantee

A bank:

If someone borrows money from your bank, our company will provide guarantee for him voluntarily and assume the responsibility of repayment.

A company

Two. The borrower is a company.

Letter of commitment for repayment guarantee

A bank:

When applying for a loan from your bank, our company voluntarily takes the company's income as the repayment source and undertakes the repayment responsibility.

A company

As for the fact that you are a borrower and the company pays directly, under normal circumstances, banks do not handle loans that borrowers do not pay directly.

People contact more loans are housing, real estate loans and private loans. Private loans can be used for many purposes, such as buying a car, opening a shop, decorating, buying goods, buying equipment and so on. When applying for a loan, no matter what kind of use it is, you must have corresponding documents to prove it.

Question 9: How to put the purpose of enterprise working capital loan in a word is "working capital".

But it is better to write it as a practical use related to your company's production and operation, because it is too broad, and I am afraid it will be rewritten in the examination and approval.

For example, if your company is a steel manufacturing company, it can be used to pay for the purchase of steel.

Question 10: When applying for a personal loan, what is the purpose of the loan? Try to consult the local bank for loans.

When applying for a loan, the materials that the lender needs to prepare are divided into the following categories:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide proof of stable income source: bank flow sheet, labor contract, etc.

3. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

4. Other information stipulated by the bank.

How to write the company loan application?

Your company applied for a loan from the bank. It can be written as follows: Our company is short of funds, and we hereby apply for a loan from the bank. How many fixed assets does our company have, how much we want to apply to the bank, and hope that the loan can be approved, and then submit the loan application to the bank.