Commercial projects in official website?

Commercial projects in Shanghai are not as strict in qualification as residential projects. The differences between the two are as follows:

Qualification: residential purchase restriction and loan restriction; Commercial projects are not as strict as residential projects.

Property right: the property right of a general house is 70 years, which is calculated from the time of land acquisition, so some residential projects in the city have only 40 to 50 years of property right when they are handed over.

The utilities and property fees of commercial projects are higher than those of residential buildings, and there is generally no gas. Min water per ton of 3 yuan, Min electricity per kwh 4-5 gross, Shang water per ton of 7 yuan, electricity 1. 1- 1.2 yuan per kwh.

Down payment: the down payment ratio of commercial projects is high, and the interest rate rises 10%. Residential (35-70, interest rate 4.9%)

Hukou: Commercial projects cannot be settled.

Taxes and fees: there is an additional land value-added tax (exemption) when changing hands, and the tax rate is as follows:

(1) If the value-added amount does not exceed 50% of the original price, the tax rate is 30%;

(2) The value-added amount exceeds the original price by 50%- 1 times, and the tax rate is 40%;

(3) The value-added amount exceeds the original price 1 times, but not more than 2 times, and the tax rate is 50%;

(4) If the value-added exceeds 2 times the original price, the tax rate is 60%.

Advantages of commercial projects

First, the price is cheap. Due to the low land price of developers, the price of commercial projects is generally about 50%-80% of that of residential buildings in the same area.

Second, the qualification and loan requirements are lower than those of residential projects.

Third, the location is generally better.

Fourth, the utilization rate is higher than that of residential buildings.