Can Yihuibao 1 be insured in COVID-19?

In 2023, "Jiangsu Medical Bao Hui 1No." could not pay more attention to the balance, accuracy and product sustainability of the four guarantees. On the basis of basic medical insurance, it could give full play to the supplementary guarantee and step-by-step burden reduction effect.

(a) within the scope of the basic medical insurance.

Responsibility 1: Effectively link the hospitalization, outpatient service and the state-negotiated "dual-channel" drug treatment, and focus on ensuring the hospitalization, outpatient service and personal out-of-pocket expenses incurred by the insured in using the "dual-channel" drug negotiated by the state, with the maximum compensation amount of 6,543,800 yuan.

(two) the scope of basic medical insurance.

Responsibility 2 focuses on the expenses of self-funded drugs and high-value medical consumables, and ensures the reasonable and necessary expenses of drugs and high-value medical consumables outside medical insurance coverage, and the expenses of drugs used within the indications of drug instructions but outside the limited payment scope of basic medical insurance when the insured is hospitalized or receiving special treatment in medical institutions. The maximum compensation amount is 1 ten thousand yuan.

(3) Re-insurance responsibility for serious diseases.

In order to effectively reduce the heavy burden of medical expenses of patients with serious diseases, the personal burden of medical expenses after the above two security responsibilities are paid again, and the maximum amount of compensation is 1 ten thousand yuan.

(four) the supplementary guarantee responsibility for some special major diseases.

Provide supplementary protection for some special serious diseases, and further reduce the high cost burden of related patients.