Under what circumstances can Beihai Provident Fund be withdrawn? How much can you carry? You will understand everything after reading it!

Extraction conditions:?

1. Employees who purchase their own houses can withdraw the housing accumulation fund of their husband and wife, parents and children at one time within three years after obtaining valid purchase vouchers and supporting materials, and one of the parents and children must be the same household registration as the one of the husband and wife who purchased the house.

4. The per capita withdrawal must have no balance of housing provident fund loans of this department.

Withdrawal amount: the total withdrawal amount of all extractors shall not exceed the actual expenditure on purchasing self-owned houses, and each extractor can only withdraw one set of houses.

2. Extraction from construction, renovation and overhaul

Extraction conditions:

1. Workers who build, renovate or overhaul their own houses can withdraw the storage balance of the same account of the employee's spouse and immediate family members' housing provident fund within three years after obtaining valid vouchers and supporting materials.

4. The per capita withdrawal must have no balance of housing provident fund loans of this department.

Withdrawal amount: the total withdrawal amount shall not exceed the actual expenditure of new construction, reconstruction and overhaul of self-occupied housing, and a set of housing can only be withdrawn once.

3, to repay the purchase of self-owned housing loan principal and interest extraction

Extraction conditions:

1. If the principal and interest of the loan for purchasing self-owned housing are repaid, the employees and their spouses, the * * * borrowers with property rights and their spouses can withdraw the housing accumulation fund at the same time. After paying the principal and interest for one year according to the loan contract, you can withdraw the housing provident fund once, and the time interval between two withdrawals is not less than 12 months. Workers who have entrusted the monthly withdrawal business can withdraw the housing provident fund on a monthly basis.

2. The borrower, spouse, and * * * borrower and spouse have handled the housing provident fund loans of this Municipality or the combined loans of this Municipality's housing provident fund and commercial banks (hereinafter referred to as the combined loans), which can only be used to repay the principal and interest of this Municipality's housing provident fund loans or combined loans in priority. Before the housing provident fund loans are paid off, the housing provident fund shall not be withdrawn for other non-cancellation reasons.

3. Employees who have applied for housing provident fund loans (including housing provident fund loans in portfolio loans) who fail to repay the principal and interest within the time limit must pay off the principal and interest in arrears before applying for withdrawal.

Withdrawal amount: the total withdrawal amount of all borrowers shall not exceed the total amount of loans that have been repaid normally after the implementation of these rules (excluding the prepayment part). Every time an employee repays the loan in advance, he can make an extraction at the provident fund handling outlets, and the total amount of extraction by all extractors shall not exceed the amount of repayment in advance.

4. Rent extraction

Extraction conditions:

If you don't own a house in this city and rent a commercial house or public rental house to pay rent, and there is no balance of housing provident fund loans at present, employees and spouses can withdraw it once a year, and the interval between two withdrawals is not less than 12 months.

Withdrawal amount:

Leased commercial housing is subject to quota withdrawal, and the amount of each withdrawal shall not exceed the amount announced to the public by the provident fund center;

2. If the amount of leased commercial housing is withdrawn, the total amount withdrawn by employees and spouses shall not exceed the actual deposit amount and the upper limit shall not exceed the amount announced to the public by the provident fund center;

3 extraction of public rental housing, the total amount of employees and spouses shall not exceed the actual rental expenditure.

5. Extraction of property fees

Extraction conditions:

If the property fee is withdrawn, each person can withdraw it once a year, and the interval between two withdrawals is not less than 12 months.

Withdrawal amount: if the property fee is paid, the withdrawal amount per person shall not exceed 1200 yuan.

6, unemployed for more than two years, men over 50 years old, women over 45 years old.

Extraction conditions:

Workers who have been unemployed for more than two years, men over 50 years old and women over 45 years old, can withdraw provident fund.

Withdrawal amount: if it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account and cancel his housing provident fund account at the same time?

7. Dissolve the labor relationship with the unit and leave the city for extraction.

Extraction conditions:

Workers and units who terminate their labor relations and leave the city may apply for withdrawal of provident fund.

Withdrawal amount: If it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account, and cancel his housing provident fund account at the same time.

8, go abroad (border) settlement extraction

Extraction conditions:

Employees who go abroad or settle abroad may apply for withdrawal of provident fund.

Withdrawal amount: If it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account, and cancel his housing provident fund account at the same time.

9. Retirement withdrawal

Extraction conditions:

Workers apply for retirement after reaching retirement age.

Withdrawal amount: If it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account, and cancel his housing provident fund account at the same time.

10, completely lose the ability to work, and terminate the labor relationship with the unit?

Extraction conditions:

Employees who completely lose their ability to work due to disability and other reasons and terminate their labor relations with the unit may apply for withdrawal of provident fund.

Withdrawal amount: If it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account, and cancel his housing provident fund account at the same time.

1 1, death extraction

Extraction conditions:

After the death of an employee, the family members (agents) can withdraw the provident fund.

Withdrawal amount: If it is withdrawn for this reason, it shall pay all the storage principal and interest in the employee's individual housing provident fund account, and cancel his housing provident fund account at the same time.

12, repayment of provident fund

Extraction conditions:

The loan repayment business refers to the fact that paid employees can apply to use the balance of individual housing provident fund account to offset the principal and interest of individual housing provident fund loans. Paid employees refer to employees who pay housing provident fund in the headquarters of provident fund center (excluding sub-centers); The loan for repayment refers to the housing provident fund loan applied at the headquarters of the provident fund center. Deposited employees who can handle the housing provident fund loan repayment business include borrowers and spouses who apply for loan repayment and other loan participants registered in the housing provident fund loan system.

1. The employee's personal housing provident fund account must be in unfrozen state. If there are multiple individual housing provident fund accounts, you must first go through the formalities of account merger.

2. The housing provident fund loan is in a normal state, and there is no overdue principal and interest.

3. This business shall not be handled on the deduction date of the housing provident fund loan for repayment.

Withdrawal amount:

1. The repayment of housing provident fund loans can be handled from the third day after the loan is issued, and each employee who deposits the loan can handle it once a year, and the time interval between two handling is not less than 12 months, unless the loan needs to be settled.

The repayment amount of the loan is not included in the repayment amount of the principal and interest extraction and deposit of the housing provident fund loan entrusted by the employee.

13, provident fund loans are withdrawn and entrusted on a monthly basis.

Extraction conditions:? ?

Monthly entrusted withdrawal of provident fund loans means that employees who have applied for housing provident fund loans entrust the provident fund center to transfer their housing provident fund to their bank settlement accounts according to the agreed amount every month. Employees who can handle monthly entrusted withdrawal of provident fund loans (hereinafter referred to as entrusted withdrawal) include borrowers and spouses who handle housing provident fund loans at the headquarters of provident fund center and deposit housing provident fund at the headquarters of provident fund center, as well as borrowers and spouses who have property rights (all entrusted withdrawals must be loan participants registered in the provident fund loan system).

1. If the client's individual housing provident fund account is not frozen and there are multiple individual housing provident fund accounts, the account consolidation procedures must be handled first.

Housing provident fund loans are in normal condition and there is no overdue principal and interest.

13. The transfer account provided by the customer must be the settlement account of the housing provident fund deposit bank in my name.

Withdrawal amount:

1. The monthly entrusted withdrawal business will be transferred from 15 to 17 every month from the month after acceptance (postponed in case of holidays).

3. The total amount of accumulated monthly transfer shall not exceed the total amount of loans that have been repaid normally by the entrusted payer since handling the business (excluding part of prepayment amount), and the withdrawal amount shall be 100 yuan.

14, entrusted to withdraw commercial loans on a monthly basis.

Extraction conditions:

The monthly entrusted withdrawal business of commercial loans means that employees who have applied for commercial loans entrust the provident fund center to transfer the housing provident fund to individual settlement accounts according to the agreed amount every month.

1. Employees who can apply for monthly entrusted withdrawal of commercial loans (hereinafter referred to as entrusted withdrawal) include borrowers and spouses who apply for housing loans in commercial banks within the administrative area of Jinan (cooperation agreements need to be signed with the provident fund center) and deposit housing provident fund in the headquarters of the provident fund center.

3. If the client's individual housing provident fund account is not frozen and there are multiple individual housing provident fund accounts, the account consolidation procedures must be handled first.

13. The transfer account provided by the customer must be a bank settlement account opened in the housing provident fund deposit bank in my name.

4. If there is a provident fund loan under the name of the trustee, only the monthly entrusted withdrawal business of the loan part of the portfolio lender corresponding to the provident fund loan can be handled, and the state of the provident fund loan needs to be normal.

5. If there are multiple commercial loans under the name of the entrusted withdrawal person, only one entrusted withdrawal business of commercial loans can be handled every month.

Withdrawal amount: the total amount of accumulated monthly transfers shall not exceed the total amount of loans normally repaid by the entrusted payer since handling the business.