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These 7 types of second-hand houses have fewer routines and more sincerity!
For working-class families, buying a house can be a very big expense. So remind property buyers that the following seven kinds of houses should pay special attention, otherwise their savings may be wasted!
1. Old second-hand house
Compared with buying a second-hand house, everyone is most concerned about the age of the house. The age of the apartment not only affects the sales price, but also affects the loan amount and loan term of the bank. Assuming that the age of second-hand houses has exceeded 20 years, it will be very difficult to change hands after a few years.
2. Is the title certificate complete?
The streets are full of real estate agents, and many houses are "unlicensed". When looking at the house, the buyer should show the real estate license to the seller. If you can't get the real estate license, please be careful when buying it!
As we all know, the real estate license is the only proof that the owner owns the house. There is no real estate license, which is very risky for buyers.
When similar problems occur, there may be the following situations. First, the owner's real estate license was mortgaged and resold by him; Second, the property right of the house belongs to many people, which may be husband and wife, parents, brothers and sisters, etc. It is recommended to ask in advance before viewing the house, and then handle the transaction after signing the contract.
3. Second-hand housing rental
Our country's law clearly stipulates that "the sale does not break the lease", that is to say, the house sale contract cannot oppose the previously established lease contract. When the second-hand house is transferred, the existing house is in the lease period, that is, it is also rented by others. If the buyer only looks at the property ownership certificate and pays attention to the transfer procedures, but does not pay attention to whether there is a lease, the buyer will get the property that cannot be moved in or used in time. In practice, it is ignored by many buyers and intermediary companies, and sellers use it to cause more disputes.
4. Second-hand housing in arrears with property management fees
In most residential areas, there are more or less cases where owners refuse to pay property fees. After the transfer of these houses, they became houses with huge property fees in arrears. Pay attention to buying such a house! When property buyers are optimistic about housing, they should go to the property management center in advance to inquire about the payment details of property fees, electricity fees, heating fees, gas fees and other expenses. If the buyer buys the house without knowing it, it is possible that the buyer will bear all the expenses!
5. Second-hand houses with poor planning facilities.
In the housing market, there are many houses that will be demolished in 5- 10, or houses with high-rise residential buildings built around them without lighting, and sellers are eager to sell them. At this time, the housekeeper should ask the neighbors for more information and fully understand the detailed information of the property.
6. Second-hand houses in enterprises and institutions
In the past, most state-owned enterprises and institutions allocated welfare houses to their employees, but the property rights of such houses belonged to units, not individuals. At present, in the process of selling welfare housing, the unit will sell it to employees in two categories: cost price and marked price. The nature of the two plots of land is allocated, and the land use fee should be paid when transferring. Furthermore, for the standard-priced housing, the general unit enjoys part of the property rights, and the unit enjoys the preemptive right when the employees transfer their ownership. If the buyer does not pay attention to the nature of property rights, it may infringe upon the legitimate rights and interests of the owner.
7. Second-hand houses with unclear contracts
Signing a second-hand house is more complicated than signing a new house, including contract subject, rights protection, house price, transaction mode, liability for breach of contract, dispute settlement, signing date and so on. In the contract, it is necessary to clarify the issues of breach of contract and compensation of both parties to prevent changes in housing transactions caused by changes in policies and markets in the later period.
Buying a house is a kind of "peace of mind" for buyers or sellers, compared with everyone! Finally, remind everyone that buying a house is risky and trading needs to be cautious. If everyone is more sincere and less routine on the road to buying a house!
(The above answers were published on 20 17-07-25. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.
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