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Handling process of commercial property mortgage loan
(2) Actual investigation of the project: understand the external environment such as the project is located in the bustling business district or central business district, with superior geographical location, convenient transportation, reasonable planning and design, complete supporting facilities, and review the completeness of the project and company information.
(3) Project judgment: communicate with the business department of the business cooperation bank to preliminarily judge the operability of the project bank loan and the required supplementary information.
(4) Sign relevant consulting service contracts with the owner.
(five) the bank accepts the project loan application:
(six) to cooperate with the banking business and risk control departments for evaluation and investigation.
(7) Coordinating the appraisal results of property by professional appraisal institutions designated by banks;
(eight) to coordinate the bank loan review committee to approve loans;
(nine) to coordinate the bank loan confirmation letter and the bank loan;
(ten) to collect consulting service fees in accordance with the consulting service contract.
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