How to surrender five insurances and one gold in Kunshan?

Endowment insurance and medical insurance in five insurances and one gold belong to social pooling. In principle, only when the insured dies or emigrates overseas (outside Chinese mainland) can an application be made to the social security bureau where the insured's household registration is located. Industrial injury insurance, unemployment insurance and comprehensive insurance belong to the social pooling insurance purchased by enterprises and institutions for employees. If you want to surrender, this part of the money cannot be returned to your personal account, which means that if you want to surrender, you can only get the pension insurance and medical insurance in your personal account. When you surrender, the company account will be transferred to the company account instead of your personal account. In principle, the provident fund can only be collected and used by individuals when they buy goods, build their own houses, overhaul their own houses, die the holders of provident fund accounts and emigrate overseas. At present, you can't use the provident fund to buy shops. Generally speaking, if you have divorced your former employer (resigned), I suggest you continue to pay personal pension insurance and medical insurance (medical insurance has been merged with maternity insurance at present), one is to ensure that your rights and interests will not be lost, and the other is to prepare for future retirement. After you find a new work unit, you can apply to link the personal payment with the new unit, so that the new unit can continue to pay social security for you, and you can also save some money. Moreover, your social security will not be forced to be interrupted, because the interruption of payment means that you have no protection. If you want to continue to pay, you have to pay more late fees, calculated on a daily basis. It is also a certain financial burden for you. No need to pay more money to the social security bureau! The principle of social security is that I am for everyone and everyone is for me! Why don't you want everyone to do more for me? Think about it, don't get hot-headed at the moment!

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.