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20 18 what are the new policies for Shenzhen real estate?
20 18 what are the new policies for Shenzhen real estate?
It is understood that the relevant real estate departments in Shenzhen have issued an important notice: the three-price policy has officially landed. From March 28, the information exchange and inquiry mechanism will be used to regulate the financing of house purchase, curb the phenomenon of yin-yang contracts and ensure the healthy development of the real estate market. When handling the housing loan business, the audit standard should be based on the results of the online signing contract and the number of houses queried by the system, and the loan amount should be based on the lowest value of the online signing contract price and the housing evaluation price.
What are the housing purchase policies in Shenzhen?
1. Households registered in this city continue to implement the policy of restricting the purchase of two sets of housing, with the first set of housing down payment of 30% and the second set of housing down payment of 70%. Single or divorced people with household registration in this city are restricted to purchase 1 house.
2. Non-registered families in this city need to provide proof that they have paid personal income tax or social security for more than five years in this city, and limit the purchase of a house. The previous rule was to pay for one year continuously; Married families who are not registered in this city need to provide ID cards, marriage certificates, household registration books and other certificates of both husband and wife, as well as legal and valid temporary residence permits in Shenzhen; If you have bought a house outside Shenzhen and meet the above conditions, the down payment should exceed 60% and the loan interest rate will rise 10%.
3. If a set of housing has been purchased and the loan amount has been paid off, it is still regarded as two sets of housing to apply for housing again; The down payment ratio of the first suite was changed from the previous 25% to 30%. Individual ordinary housing needs to be sold after two years, and can enjoy preferential treatment of exemption from business tax. It won't be sold for five years now.
Bian Xiao concluded: The above is about what the 20 18 Shenzhen real estate new policy is, and I hope it will help everyone.
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