With a total budget of 500w, children's school accounts are eligible to buy a house. The area of Hangzhou is unlimited, with an area of120-140m2. Is it suitable for real estate?

First of all, the children's school collective account qualification can buy a house, but it may be because the monthly income can't meet the loan requirements, and the parents need to be the same repayment person, requiring a minimum down payment of 60%, that is, the total budget is 500w W. Under normal circumstances, the down payment is 300w W.

However, the current housing situation in Hangzhou is very tight. The total inventory of housing in the main city is less than 10,000 sets, and the government price limit has also led to a large number of developers. The introduction of talents in Hangzhou has surpassed Shenzhen for two consecutive years, ranking first in the country, and the introduction of talents, coupled with the large-scale demolition in Hangzhou, has formed a great contradiction with the supply of new housing; With the tightening of bank loans at the end of the year, rising interest rates and other factors, it is very common to buy a house in full in Hangzhou, and it is hard to find a room in popular sectors (mainly Qianjiang Century City and Future Science and Technology City). Even Linping, Liangzhu and Xianlin in in Yuhang, Xiasha and Ding Qiao in Jianggan District, which just need attention, have some cases of screening down payment and binding parking spaces, and there are not many choices.

Returning to the demand itself is also a suggestion of buying a house with a down payment of 300w W W. First of all, Yuhang District. The unit price of new houses in Yuhang District is between 1-3w. I suggest that you give priority to the future science and technology city, but almost all the housing funds in the future science and technology city should be paid in full. The average price of real estate near Wen Yi West Road near Science and Technology Island is about 2.8w-3w, and the relative price near Tianmushan Road is lower, but we can pay attention to:

The resources of Peking University are nameless houses: only buildings 13 and 14 are not opened, with an average price of 2.8-3w, and they are fully purchased; Zhongnan Yuefu: There is no room at present, and there will be rooms in the future, but the specific opening situation is undecided. The project adopts the jump floor design, with high actual utilization rate, and the whole house is purchased; Hejing Yingyuetai: At present, only 160 and 188 square townhouses are on sale, and there are rooms in the later period, but the push time is uncertain. Last time I opened the APP to grab the house; Vanke expects that there is no housing at present, and there will be 90, 120 high-rise buildings and 140, 180 high-rise buildings in the later period. The average price of high-rise buildings may be around 3.3w, and the push time is uncertain; Sunac Jincheng Future Sea: 2.2w* Repair and delivery, the opening price is 89 square meters, and the later period is 130 square meters, and the full amount can be purchased.

Most of the new houses in Xihu District are concentrated in Sandun and Zhuantang plates, and they are basically purchased in full. In view of your situation, I recommend three pier plates. On the one hand, Sandun is closer to the urban area, on the other hand, the opening of Line 2 at the end of the year can also promote the development along the line. At the end of this month or early next month, there will be a project in Sandun, Baojia Royal House, which is expected to open. It faces the Zijingang Campus of Zhejiang University, surrounded by Sandun Primary School, Sandun Middle School and Hangzhou Normal University High School. The average price is about 3. 1w, and the area ranges from 89 square meters to 1 18, which requires a one-time payment.

There are not many houses in the upper and lower urban areas, and the unit price is high and the total price is relatively high. There is no suitable property matching, so it is not recommended for the time being.

Houses with a unit price of 2-3w in Jianggan District are concentrated in Xiasha and Ding Qiao. There is no new house in Xiasha at present (Du Ying Grand Hyatt belongs to Haining), and the prices of Chengdong and Qianjiang New City are 3-6w, which can only be regarded as the East District. Greentown Liu Yang County has a house, but it also needs to be bought in full. Yonghe Mansion has just opened 500 suites, and the time for further promotion is uncertain. Wulin has its first home.

The minimum area of Liu 'an Xiaofeng in Binjiang District is 190 square meter, and the unit price is 5.5w The minimum area of Jinmao House in Binjiang District is also 4.7W, and the full price is also 4.7w. The light of Evergrande City has been obscured for too long, and the new houses in Binjiang District are not properly matched.

Generally speaking, Xiaoshan has a wide range of regional choices, so I won't say much about the houses in the Olympic Sports Center. It is possible to buy a house with the full amount and a certain relationship. After all, Olympic Sports and Future Science and Technology City are the two hottest sectors in Hangzhou at present, but it also means that the premium rate of these two regions is too high, and buying a house requires a lot of capital investment. It is suggested that the Xiaoshan district government plate can also be considered. Xiaoshan district government plate is an area that spreads outward around the municipal government at the intersection of Jincheng Road and Shixin Road. The main medical and educational transportation resources in Xiaoshan District are also relatively complete. The unit price of new houses is around 3-3.5w, and there are relatively many properties, which support the down payment of 30%. At present, subway line 2 has been opened, and the actual living experience is good. You can note the following attributes:

Rongxin Xiaoshan Mansion: At present, 127, 14 1 square apartment is under capital verification, and it is expected to open at the end of the month or early next month, with an average price of 3.4w, allowing a down payment of 30%. The specific location is about 200m east of Hangfa Factory Station of Metro Line 2, near Yinlong Department Store and Beigan Mountain. The surrounding Beigan Primary School is also the top 2 school in Xiaoshan, which can not only enjoy the transportation and business education facilities in the urban area, but also enjoy the natural landscape of Beigan Mountain. The quality of the project is good, so we can focus on it.

Rongxin Yongxing Capital: Opening price of this period 126 square meters. Planning the entrance of Tonghui Road Station of Metro Line 5, the average price is about 2.9-3w, and the blank is delivered, one ladder for one household, which is quite practical. Buying a house requires a down payment of more than 60%.

Generally speaking, I can't give detailed suggestions because I don't know much about your personal preferences, but according to what I know, if you want to consider Xiaoshan District in a large area, Xiaoshan District is developing very well now. At present, Metro 1 and Line 2 have been opened, and many subway lines such as Metro Lines 5, 6 and 7 will be opened in the future, which will further narrow the distance from the main city. Moreover, Hangzhou is still in the price limit, so it is more difficult to buy a new house. Xiaoshan will have more choices, hoping to help you!