What are the legal provisions on force majeure?

Article 153 of the General Principles of the Civil Law stipulates that the term "force majeure" as mentioned in this Law refers to an objective situation that cannot be foreseen, avoided and overcome; The so-called force majeure refers to the unforeseeable, unavoidable and insurmountable objective situation.

Generally speaking, force majeure includes:

(1) Natural disasters: such as typhoon, flood and hail;

(2) Government actions (national policy adjustment): such as expropriation and requisition;

(3) Abnormal social events, such as strikes and riots.

Extended data:

The earthquake is force majeure, and the travel agency is not responsible.

Many tourists were injured and killed in Jiuzhaigou earthquake. Should the travel agency bear the responsibility for the losses caused by the earthquake while traveling?

According to the judge of Xicheng Court, the Tort Liability Law stipulates that anyone who causes damage to others due to force majeure shall not be liable. The earthquake is force majeure, and the scenic spots and travel agencies are not at fault, and they are not responsible for casualties caused by the earthquake.

However, the judge reminded that tourists should carefully check the specific policy, that is, whether to list the earthquake as an "excluded liability" (that is, the deductible clause). Under normal circumstances, travel agency liability insurance, family property insurance and most auto insurance will not be paid due to the earthquake exemption clause, while personal insurance, such as term life insurance, whole life insurance insurance, mutual life insurance, personal accident insurance and travel accident insurance, can be paid according to the policy if the damage is caused by earthquake subsidence, ground fissure or falling objects.

People's Network-In case of earthquake, travel agencies generally do not bear the responsibility of force majeure.