How to change the name of the property and how to deal with the property?

Hello! I assume you want to transfer ownership? If it is determined to be a transfer (renaming procedure), then it must be a second-hand house! Under normal circumstances, there is no need to transfer! Really! As soon as you turn around, the country will collect tens of thousands of taxes! Remote cities 10000! At the time of transfer, both husband and wife (4 persons each) must be present! The only function of transfer is: you can go to the bank to mortgage the loan yourself! Actually, only residents can get loans, but if you sign the name of the original owner, you can ask them to help you. If you have a good family, you can withdraw money from the bank. ) The above is my experience. If you have to transfer, here are some materials for you to see (comrades, don't forget to give points, be satisfied, fortunately, meet me): second-hand housing transfer process: self-management and entrustment have their own advantages.

Recently, reader Mr. Fan encountered a difficult problem. At the same time, he took a fancy to two houses, one sold by a friend and the other introduced by an intermediary company. The hardware conditions of these two suites are similar. What Mr. Fan hesitates now is whether to buy a friend's house and run the transfer process by himself, or to buy an intermediary to introduce it, so as to save himself the trouble of registering the transfer. Because the agency fee for the intermediary company also costs thousands of dollars, and if the money is earned by myself, I am worried that the transfer procedures will be bad. To this end, the reporter interviewed relevant people in the industry and compared their processes, advantages and disadvantages, so as to facilitate readers to grasp the relevant information of second-hand housing transfer.

It takes time to transfer the ownership by yourself.

If both parties decide to handle the transfer formalities by themselves, then both parties must have enough energy and time. Miss Tan, who is familiar with the transaction procedures of second-hand houses, explained that because the follow-up procedures of real estate transfer and mortgage are complicated, involving banks, appraisal, agricultural tax, housing management, land management and other parties, if there is a problem with the property rights of the house, you have to go to the property rights trading center to check the property rights. Miss Tan introduced her transfer procedures to the reporter.

The first step is for the buyer to investigate the property rights of the house. When examining the integrity, authenticity and reliability of property rights, we should pay attention to whether the owner's name on the property certificate is consistent with that of the seller, whether there is mortgage or not, and whether there is anyone.

The second step is to sign a second-hand house sales contract.

The third step is to find an evaluation company to make an evaluation. This process usually takes 5~7 working days.

The fourth step, the loan house should handle the relevant mortgage business. If it is a combination of provident fund loans and commercial loans, you must apply to the provident fund center and the bank at the same time. This is the most time-consuming stage in the whole second-hand housing transaction process, which usually takes about 40 working days.

Fifth, after handling the mortgage, we should pay attention to the cancellation of other property warrants.

Step 6, hand over the contract to the relevant service window of the property rights trading center of the housing management department and receive the acceptance form.

The seventh step is to pay the relevant taxes and fees to the agricultural tax center with the acceptance form and get the deed tax payment certificate.

Step 8: Go to the land management department to apply for the land certificate with the tax payment contract certificate.

Step 9, go to the housing management department to apply for the real estate license with the tax contract certificate.

If the house is paid in full, the third and fourth procedures can be omitted. After these steps, the three certificates of real estate have been completed. The whole process takes about one and a half months to two months.

Intermediary transfer is more worry-free

At present, the process of Foshan citizens buying second-hand houses through real estate agents and transferring ownership can be divided into the following steps:

1. It is suggested that buyers should be clear about their own housing needs and choose a reputable large-scale real estate agency to choose a house.

2. After choosing a house, sign a tripartite agreement with the real estate agent and the owner and pay a deposit.

3. The buyer and the owner meet with the intermediary company, and under the supervision of the intermediary company, the owner and the buyer sign a real estate sales contract; At this time, the relationship between the two parties was formally established, and the buyer paid the down payment to the owner and the agency fee on the agreed date, and the agency company began to handle the loan procedures for the buyer. After the loan is agreed to be issued, the transfer formalities will begin.

4. According to the requirements of property right transfer registration, buyers and sellers need to prepare the information needed for transfer.

5. The full-time transfer agent of the intermediary company carries the buyer, the owner and relevant information to the local taxation bureau for tax verification; If it can be listed and traded, the local taxation bureau will issue a list of deed tax and business tax, which will be paid by the buyer and the homeowner on the same day, and the local taxation bureau will issue a tax receipt.

6. The buyer and the owner shall go to the real estate trading center to handle the registration and tax payment procedures under the leadership of the transfer clerk. The buyer and the owner shall submit deed tax and business tax receipts and all documents required by both parties for transfer, fill in the Application Form for Registration of House Ownership Transfer, receive the acceptance notice, and pay the house stamp duty at the same time. During this period, the real estate trading center will conduct a preliminary examination and review of the documents and tax payment provided by the buyers and sellers to ensure that the transfer conditions are correct, otherwise the trading center will inform the intermediary company of relevant issues in time.

7. The intermediary leads the new owner and the old owner to hand over the property, that is, the cost of water, electricity and cable TV in the house is settled, and finally the furniture is inspected.

8.20 working days later, the transfer clerk will inform and lead the new owner to the real estate transaction center to receive the new property certificate, and inform the original owner to prepare to receive the house payment. At this point, the transfer procedures for purchasing second-hand houses have been completed.

(Reporter Huang Yating)

Need to submit for approval

Documents and materials

House ownership certificate or house ownership certificate. Part of the housing, housing ownership certificate or property ownership certificate must be submitted. Real estate sales contract; House transaction approval certificate; Original and photocopy of the land use certificate (the right to use it is the applicant); Application for registration of real estate rights; A copy of the applicant's identity certificate (if the applicant is a company, a copy of the legal person business license, legal person code certificate, legal representative qualification certificate and ID card shall be submitted). If authorized, a legal and valid power of attorney and a copy of the identity certificate of the agent shall be submitted; Business tax return and land value-added tax return; People's Republic of China (PRC) deed tax payment certificate or deed tax certificate of Finance Bureau.

Charge standard:

1. Registration fee for transfer of real estate rights: 80 yuan/case.

2. Certificate fee: 10 yuan/copy (paid by the owner).

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