What information is needed for the claim?

(1) During the claim process, it is necessary to determine whether it is your own responsibility.

Drive into a wall or a tree carelessly, and then report it immediately;

If an accident occurs when two people are in close contact, it belongs to the prescribed quick method, and both parties shall carefully negotiate to determine the responsibility for the accident. If they have the responsibility to report the case to the insurance company, they are not responsible. You don't have to report the case to your insurance company, but the insurance company will assist the other party in reporting the case.

If the responsibility is unclear, inform the police, and the police will handle the proof materials. After ...

(2) In case of an accident, report it to the insurance company immediately. On the one hand, it is necessary to notify the insurance company, on the other hand, it is necessary to provide all kinds of accident certificates. while

Report driving accidents with insurance, driver's license and driving license, and the identity of the insured;

Reports can generally be reported by telephone, but the damage of the written reporting procedure of the evaluation center will be identified to the insurance company or insurance company in the shortest time. It should be filled in the "Report Registration Form" or "Danger Notice".

Note: The insurance company must report the case within 48 hours. If the loss is not big, you should report it to the insurance company and inform the accident and possible losses. Insurance company registration should be for the convenience of insurance company claims, not for the time of claims.

Investigate the claim adjusters or authorized insurance companies, evaluate the loss assessment of the staff in the investigation center, take photos of the accident vehicles, and determine the maintenance items, maintenance methods and maintenance prices.

Note: In the repaired car accident, the adjuster of the insurance company or the investigator of the sub-center must be authorized to take photos of the car accident to determine the damage. Otherwise, you will encounter all kinds of troubles when you claim.

(4) Nuclear damage

The personnel of the nuclear damage insurance company submitted the maintenance fee, liability insurance and review notice, and asked the investigators about the investigation data.

5] The claim adjuster of the repair insurance company can choose the repair cost of the accident vehicle repair shop by himself after issuing the loss-fixing sheet, and can recommend more than two workshops to the insurance company for repair.

Note: At present, insurance companies are not allowed to designate repair shops. You have the right to choose. Of course, if the insurance company recommends a very good reputation, it can save trouble and promote maintenance costs.

(6) Submit a claim

After the car is repaired and the case is closed by the public security department, it can be settled by the insurance company adjuster.

Once the adjustment is made, the compensation can be paid by submitting the adjustment application.

Note: After it is passed, according to the Insurance Law, the insurance company shall compensate you within 10 days after submitting the claim documents and the two parties reach a compensation agreement.

(8) You get compensation, but you have to go through the following procedures.

Individuals: provide the identity certificate of the original insured, the original certificate of creditor's rights and the identity card of the entrusted payee, and also provide the power of attorney to sign the insurance and have the right to receive compensation.

Unit: the insurer or unit stamped with the official seal or special financial seal provides the official seal of the lawyer who undertakes the compensation of the insured and is the recipient of the original ID card.

Different accident claims need to be provided in.

Claim (1) General vehicle damage information needs to be provided:

① Original insurance policy; Traffic accident responsibility confirmation, accident mediation book or simple accident handling book, accident confirmation book or agreement of all parties to solve the accident by themselves when encountering danger.

②, "Friendship between these two accident records";

③ Official automobile maintenance invoice (i.e. "special invoice for automobile maintenance industry");

④ List of repair materials;

(five) the settlement list;

⑥ "Confirmation Sheet of Motor Vehicle Loss of Insured Vehicle" and "List of Repair Items" and "List of Replacement Parts of Items"; (If the insured is an individual, the insured needs to sign for confirmation; . The insurer needs to build the official seal for the unit). Some insurance companies call it "loss order" or "loss order"

⑦ Application for Motor Vehicle Insurance Claims; (If the insured is an individual, the insured needs to sign for confirmation; If the insured is a unit, it needs to be stamped with the official seal). The so-called "danger notice" of some insurance companies

The driver's license, vehicle insurance and the identity certificate of the insured's Motor Vehicle Driving License.

(2) Who is involved in the injury accident?

In case of personal injury accident, the third party on site shall be protected and identified; On the other hand, the wounded should be rescued immediately. At the same time, the police appealed to 122. Report the case to the insurance company and introduce the injury in detail. During the handling of the accident, the injured were treated in time and the accident situation was reflected to the insurance company. Before the accident, you should understand that they are responsible for the accident, related losses, and other items that need compensation, and then the insurance company's claims personnel consult, and the insurance company's claims personnel clearly agree to compensation, which can be accepted in the mediation process; The insurance company disagrees with some work that it should continue to do, so as not to cause its own losses to increase.

Need to provide:

① Original insurance policy; Danger to the accident responsibility confirmation, accident mediation or simple accident handling or accident confirmation and evidence economy realization issued by the traffic police team.

②; Due to the need to provide a court verdict, "economic execution evidence" is the fee you paid to the victim and the proof printed by the police department.

(3) In the case of approval, the diagnosis certificate, discharge notice, receipt certificate of medical expenses and hospitalization expenses issued by the medical institution (together with the detailed description of prescription, treatment and medication documents).

(4) Proof of lost time income issued by the labor department of the victims, nurses and staff participating in the accident handling unit (the taxable income exceeds the amount of tax vouchers that should be submitted); If there is no fixed income, valid proof of the average income in the past three years shall be provided.

(5) the disabled must provide forensic identification certificate, or death certificate.

6. Evidence of family cases, and the certificate issued by the victim's domestic household registration under the condition of being certified by the police station; Can not work must provide proof of medical institutions at or above the county level.

All landowners who need disabled people's processing equipment shall provide certificates issued by medical institutions at or above the county level, written opinions issued by assistive devices institutions, and prepare to purchase invoices.

8. Transportation reimbursement voucher and accommodation reimbursement voucher.

Pet-name ruby motor vehicle insurance claim form.

Attending the driver's driving license, vehicle insurance, motor vehicle driving license, and the identity certificate of the insured.

(3) documents required for vehicle robbery.

General process:

At present, it is easier to have an accident after hacking the program.

* Once you can't find the car, you can call the police immediately, telephone110; Report the case to the insurance company;

* After that, the police arrived with a good report record. At the same time, report the case to the police officer Xing, fill in the written registration, and put forward the "Case Acceptance Receipt". Some county public security bureaus report providing door handle registration services.

* After a good report is registered, it usually takes 60 days or 3 months (the terms of each insurance company are different). Make a claim within the time when you get the first-hand road land "Beijing Highway Maintenance Transaction Certificate"; Manually check your vehicle driving license, car purchase invoice or vehicle history certificate, vehicle purchase tax payment certificate and voucher or vehicle purchase tax payment certificate, vehicle purchase tax collection stamp or tax exemption certificate, motor vehicle registration certificate and other procedures. If the vehicle is lost, you should go at once. If the driver's license and vehicle registration certificate are lost, a certificate shall be issued by the vehicle management office; If the vehicle purchase surcharge payment receipt and voucher or the vehicle purchase tax payment certificate and the vehicle purchase tax collection seal or tax exemption certificate are lost, the vehicle should be purchased or a certificate that the tax registration department must pay (tax) should be issued. If you lose the car purchase invoice, you should go to the local area to make a copy of the invoice stub and stamp the supplier's invoice special seal. Real trouble, so don't leave the important documents of the vehicle in the car.

* After 60 days or 3 months, you can file a claim with the insurance company.

Need to provide:

(1) the original insurance policy.

② Motor vehicle driver's license.

③ Certificate of origin (such as car purchase invoice).

(4) Receipts and vouchers for payment of vehicle purchase surcharge or vehicle purchase tax payment certificate and vehicle purchase tax collection stamp or tax exemption certificate.

(5) The evidence of the above-mentioned dangerous criminal investigation and robbery cases issued by the public security department shall be submitted to the county level; (The insurance company lost in Beijing can be downloaded automatically through the public security network, so customers don't have to run. )

⑥ Motor vehicle registration certificate.

⑦ Beijing Highway Maintenance Transaction Certificate issued by the Railway Bureau.

⑧ Motor Vehicle Insurance Claim Form.

Pet-name ruby "motor vehicle insurance rights transfer"; (If the insured is an individual, the signature of the insured must be confirmed; The insurer shall affix its official seal. )

Attending some insurance companies also need to provide car keys, newspaper statements and other materials.

(4) Requirements

Once the vehicle catches fire, put it out as soon as possible. 1 19 should report the vehicle fire accident claim document, although the insurance company reported it. Take photos with the fire-fighting vehicles of the insurance company to determine the damage; Meet the repair shop they choose or the repair shop recommended by the insurance company to repair your car; If the value of the vehicle, if they don't repair it, they should negotiate with the insurance company carefully to determine the amount of compensation; Find the fire certificate of the fire department. Lodge a claim with the insurance company.

Need to provide:

(1) the original insurance policy.

(2) the fire certificate issued by the public security fire department.

③ Motor vehicle case confirmation, list of maintenance items and list of parts replacement items for the loss of insured vehicles. ④ Motor Vehicle Insurance Claim Form.

⑤ Official quotation maintenance invoice (i.e. "special invoice for automobile maintenance industry"), material maintenance list and settlement list.

⑥ Driver's license, vehicle insurance and motor vehicle driver's license of the insured.

? 5] Unable to find the documents required for the third-party accident.

(1) the original insurance policy.

The accident and traffic police team is responsible for the certificate issued by the police station to prove the accident or danger ②.

③ Motor vehicle case confirmation, list of maintenance items and list of parts replacement items for the loss of insured vehicles.

(4) Provide regular automobile maintenance invoices (namely "special invoices for automobile maintenance industry"), material maintenance lists and settlement lists.

⑤ "Form of auto insurance claims"

⑥ The driver's license of the insured vehicle, motor vehicle driving license and the identity certificate of the insured.

[6] Documents required for the third party property loss accident.

Protect the scene of the property loss accident and carry out rescue to prevent the loss from expanding. Notify the traffic accident handling and insurance company's department, and the insurance company will take photos to determine the damage. Provide the following documents to the insurance company. material

Need to provide:

(1) the original insurance policy.

(2) the certificate issued by the public security or accident department.

③ Motor Vehicle Insurance Claim Form. The total cost and loss degree are proved.

4 equipment.

⑤ Equipment repair project budget.

⑥ List of property losses.

All landowners purchase and repair of damaged property related expense documents.

The driver's license, vehicle insurance and the identity certificate of the insured's Motor Vehicle Driving License.

(7) If the insured vehicle suffers from natural disasters such as storms and rainstorms, the damaged vehicle, especially the vehicle, cannot be restarted after being soaked in rain; On the one hand, claim compensation from the insurance company immediately. When you encounter a disaster area, report to the insurance company in time. The insurance company can carry out wind and rain protection based on a unified accident without walking back and forth with your feet.

Documents to be provided:

(1) the original insurance policy.

(2) Proof materials issued by the meteorological department (depending on the specific situation, it is up to your insurance company to decide whether negotiation is needed and who will provide it).

③ Motor vehicle case confirmation, list of maintenance items and list of parts replacement items for the loss of insured vehicles.

(4) Provide regular automobile maintenance invoices (namely "special invoices for automobile maintenance industry"), material maintenance lists and settlement lists.

⑤ "Form of auto insurance claims"

⑥ The driver's license of the insured vehicle, motor vehicle driving license and the identity certificate of the insured.

Be able to get out of a car accident with insurance.

What should I do once the vehicle is in a dangerous area? Don't worry, handle it as follows:

First, don't worry after the accident. If there is a road traffic accident, you should call the police immediately. Rescue the wounded immediately, protect the scene and call the police. Immediately report the case to the insurance company and ask how to deal with the accident.

The vehicle needs to be repaired and returned to Beijing:

* Vehicles can be driven to Beijing for treatment. Don't forget to bring back the accident certificate.

* If the vehicle can't drive, it can be towed back locally, but it can also allow the insurance company to send a car to tow it back to the insurance company to pay the agreed fee;

The vehicle needs local maintenance:

* You can find a local insurance company to investigate and determine the damage. If the insurance company puts forward maintenance suggestions in the repair shop, the insurance company will also pay for the repairable part according to the terms of the insurance company;

* If there is no local agent, you can ask the local insurance assessment agency to investigate the recognized insurance company and determine the loss;

* On the premise that the insurance company may agree, he took photos of the vehicle and asked the repair shop to determine which maintenance items and the amount to be changed. The insurance company agrees to repair first, photos, invoices, maintenance orders, accidents and other documents that prove the claim for materials returned to Beijing;

* You can send someone to the scene through the insurance company to help you deal with the accident.

Documents to be provided:

(1) the original insurance policy.

(2) Escape or accident shall be handled by the public security department, and the accident certificate issued by the competent authority shall be issued.

(3) photos of vehicle accidents or property losses.

(4) Going out of danger: On-the-spot investigation of insurance assessments issued by insurance companies or institutions recognized by insurance companies, and other evidence to determine losses.

⑤ Official quotation maintenance invoice (i.e. "special invoice for automobile maintenance industry"), material maintenance list and settlement list.

⑥ Motor Vehicle Insurance Claim Form.

⑦ The driver's license of the insured vehicle, motor vehicle driving license and the identity certificate of the insured.

The insurance company needs other claim documents.

? (9) In the case of subrogation, in addition to the necessary supporting documents, other types of documents, the Transfer of Insurance Interests of Motor Vehicles, are required.

If your car is hit by a rookie, but this is a poor rookie, you can't afford to lose. What shall we do? If we have insured the vehicle loss insurance, we can find our own insurance company and send the relevant materials to the insurance company. Why don't you lose your mind and tell the insurance company that the insurance company can compensate you for the loss during the vehicle insurance period according to this situation. If you lose, you must give the insurance company a "transfer of rights", that is, in this form, you can take back the right to transfer the insurance company as a "rookie", and the insurance company will pay for your insurance company and be responsible for his losses.

Special note: it needs to be provided for reference only. Please fill in the details of communication with your insurance company in the actual situation.