Passive income of about 400,000 per year can achieve financial freedom. Can I resign?

Financial freedom is a national topic without a unified standard answer. Some people are not free to earn an annual income of 6.5438+million, while others hope that their predecessors will earn an annual income of 6.5438+million. At the same time, in different regions, the consumption level is different, even in the same region, the same income, this problem may be very different.

My understanding of financial freedom is that under the guidance of my own values, I will not worry about money when I do anything. With this definition, let's look at financial freedom.

Suppose I live in Chengdu, a new first-tier city where I live. To achieve financial freedom, it is probably the following criteria. Calculation of a family of three. Life (just eating) costs 6,000 yuan, and every day in 200 yuan, it can be regarded as the life of the upper elite; The car is about 2000 yuan per month, with oil insurance; Housing, 200 square meters, medium-sized community, property fee in 4 yuan, 800 yuan every month; In terms of dressing, you can basically buy 20 thousand yuan a year (except luxury goods); Leisure and entertainment costs 3,000 yuan a month, 39,000 yuan a year, and tourism culture costs 60,000 yuan a year, which is a long-term relaxation at home and abroad. These totals = 6000 *12+24000+9600+20000+39000+60000 = 224600 yuan. If the child goes to a private school, such as Jincheng No.1 Middle School, it is10.5 million per year. The last year will cost 380 thousand.

If you are in a fourth-and fifth-tier city, such as Dazhou, my hometown, and spend150,000 a year, you are already a local tyrant, and basically you won't worry about money.

The subject's passive income is 400,000 yuan per year, which can fully realize financial freedom. But not too rich. After all, we didn't consider your demand for Bugatti cars and millions of luxury homes. Generally speaking, you have been very successful, accounting for 5% of the 65.438+400 million people. Congratulations!