Chen Jiang Jincheng Garden in Huizhou was bought by mortgage. Can I make a mortgage? What is the transaction process of second-hand houses?

Hello, I am glad to answer your question about Chen Jiang Jincheng Garden Community.

Chen Jiang Jincheng Garden is a house bought by mortgage, and the loan company can handle it. Because if the house bought in Chen Jiang Jincheng Garden is mortgaged in the bank, the bank will not accept the second mortgage. Only after the house bought in Chen Jiang Jincheng Garden is mortgaged, can the second mortgage be handled again.

Chen Jiang Jincheng Garden second-hand housing transaction process: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. Original certificate of ownership of Chen Jiang Jincheng Garden; 4. The original sales contract of Chen Jiang Jincheng Garden signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds of Chen Jiang Jincheng Garden shall be submitted; Original deed tax payment or tax reduction and exemption certificate of Chen Jiang Jincheng Garden; 7. The number of people reconsidered is+65,438+0, subject to the house registration form on the property right certificate of Chen Jiang Jincheng Garden and the name of the owner on the house plan.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!