What does gbc linkage mean?

China Industrial and Commercial Bank of China (ICBC) gbc means that relying on the advantages of financial technology, ICBC deepens the layout of government and industrial Internet at the three terminals of gbc, promotes the upgrading of personal online services, and makes ICBC's services better serve the public. The three-terminal linkage of gbc benefits from the strong strength of ICBC's financial technology.

First, G-end: deepening the digital construction of government affairs

1.G terminal, ICBC financial technology deeply empowers government affairs data and promotes the digitalization of government affairs.

At present, ICBC has launched five categories of *** 109 inclusive finance API open services through innovative research and development, providing support for innovative products of more than 20 tier-one branches, and providing cooperative docking services by dozens of government departments or platforms, thus creating a new model of government-bank cooperation that can be replicated.

2. ICBC cooperates with provincial and municipal government platforms and uses multi-dimensional platform data to innovate financing products. For example, ICBC cooperated with Beijing Economic and Information Bureau to develop and launch the "Pratt & Whitney Big Data Credit Loan" product based on government data such as social security payment information and tax payment information; Docking with the big data platform of Chongqing municipal government, we launched special products such as "provident fund loan" and "social security loan".

3. In terms of smart government, ICBC promoted "ICBC e-government" products and provided "government+finance" services, with a total of 24,000 institutional users; As the first strategic partner, we provide financial services for the online Canton Fair.

4. In terms of smart travel, ICBC comprehensively laid out four major areas of people, cars, roads and fields with three core products, such as ETC, non-inductive payment and electronic boarding code. In the first half of the year, ICBC paid nearly 10 million people through non-inductive payment.

5. In terms of medical care and social security, ICBC promoted the construction of mobile payment platform and electronic medical insurance voucher, and cooperated with medical insurance bureaus in 24 provinces, autonomous regions and municipalities and 66 cities.

6. In terms of smart campus, the "Yinxuetong" business provides comprehensive services such as payment and management for parents, students and schools, and has promoted 6.5438+0.7 million schools, driving more than 600,000 new individual customers.

At present, ICBC has gradually explored a set of effective data open cooperation and application innovation models, which have the ability of nationwide promotion and replication.

Second, the B-side: helping the transformation of the industrial Internet

1. On the B-side, relying on ICBC cloud platform, API open platform, enterprise mobile banking and other basic platforms, we will provide layered, graded and differentiated services, create an open banking model, and increase support for platform economy and small and micro enterprises.

2. Cloud platform of ICBC: it provides "industry+finance" integrated services to realize "rent and use", involving 6 major industries and 19 sub-industries, and 17 standardized cloud services such as online education cloud, party building and trade union cloud, property cloud and business medical cloud.

3.API open platform: provides customized and component API services, and has opened 18 categories, 120 products and 1400 application interfaces. Relying on the API open platform, the Bank continuously optimized the online payment brand "ICBC e Enterprise Payment", embedded online payment and settlement products and business scenarios of the core enterprise platform of the supply chain, and provided full-process and all-round online payment and settlement services.

Third, C-end: promote the upgrade of personal online services.