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Is the deep property gold collar a residence or an apartment?
What do you need to prepare for buying a house?
1, learn about buying a house: whatever you do, don't start without knowing anything, and so does the real estate industry. The most taboo when buying a house is that buyers plunge into the property market without knowing much about real estate knowledge, and the result is often inevitable. Therefore, before buying a house, it is necessary to master certain knowledge of buying a house. Generally speaking, buyers need to be prepared in three aspects: first, they need to know the technical terms of real estate, such as pool, floor area ratio and building density; The second is to understand the current property market environment and real-time property market policies, and grasp the opportunity to buy a house; The third is to understand the conditions that a good quality real estate should have, and be prepared to preserve value and resist falling.
2. Inquire about personal bank credit status: Some friends may think that credit status has nothing to do with buying a house, so they will not inquire about their credit problems before buying a house. In fact, banks will check the borrower's bank credit status before approving housing loans. If the bank fails to repay the loan many times, it is likely to veto it by one vote. In this case, it means that buyers can only pay the house price in one lump sum, but can't borrow money to buy a house, which is equivalent to your inability to buy a house.
3. Calculate your financial ability: It costs a lot of money to buy a house. Property buyers should liquidate all their funds and make a reasonable evaluation of their purchasing power before preparing to buy a house. Except for the needs of daily life and expected investment, the remaining working capital can naturally be used as housing funds, and in some cases, real estate can also be counted as funds, because real estate can be mortgaged at any time.
4. Calculate the ability to support a house: It is not a simple matter to buy a house now. After buying a house, everyone has to face utilities, property fees, garbage fees and so on. This is the so-called raising a house. Everyone should calculate the cost of keeping a house. As we all know, buying a house is not only to pay the monthly mortgage, but also to pay various expenses including property fees, heating fees, hot water fees and so on. Add up these expenses and compare them with your monthly income, and you can easily measure whether you have the ability to support a house.
5. Find out the technical terms in the real estate field: There are many technical terms in the real estate field, which are not common in daily life. They will only participate in real estate transactions. Before buying a house, buyers should know these technical terms to avoid conflicts when communicating with each other, and the situation of these technical terms is also closely related to their own purchase. Common professional details include pool area, housing acquisition rate, plot ratio, community greening and so on.
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