The latest news of Evergrande's house price discount: Can Evergrande still buy a house?

Recently, I believe everyone has paid attention to the news of the discount of Evergrande real estate. Some properties are even sold at a 60% discount. In the environment of high housing prices, the house is greatly discounted. What is the reason behind this? Next, let's take a look at the latest news of Evergrande's house price discount. Can Evergrande still buy a house?

The latest news of Evergrande's house price discount.

In February last year, Evergrande announced a 7.5% discount on the national sales of houses from February/KLOC-0 to August 29, and a 7.8% discount on the sales of houses in March. Recently, some media reported that Evergrande's buildings in Tianjin, Nanchong, Sichuan and Harbin, Heilongjiang were all for sale, with a range of 60%. According to the official reply of Evergrande, some of the recently discounted properties are limited to the later sale of single properties with chemical conversion rate above 95%, and the products such as super-large apartments, ground floors and shops, and the sales prices, preferential discounts and payment methods of all conventional products have not been adjusted.

Can Evergrande still buy a house?

According to rough statistics, it started in June last year. Evergrande Real Estate has made at least 50 hot searches, almost five of which are repayment announcements of Evergrande, and the rest are negative announcements such as store expiration, unpaid money, property discount and misappropriation of funds. These rumors all point to one point, Evergrande is coming to an end!

At present, the debt owed to financial institutions is 500 billion, and the supplier's debt is unknown. I am not an executive of Evergrande, and I don't know how much debt Evergrande has, so I can't accurately judge the real situation of Evergrande. Today I will tell you whether Evergrande can buy a house or not! The discount situation of Evergrande is different, some cities have high discounts, some cities have low discounts, some cities have strict supervision, and some cities have loose supervision, so the risk of controlling Evergrande's unfinished business is different.

First of all, let's introduce the debt handling process after the company goes bankrupt. Under normal circumstances, when a company goes bankrupt, it will pay wages first, then pay taxes, then pay the bank (the first creditor of mortgage), and then pay the supplier. However, real estate is different, and the unfinished real estate can easily lead to the gathering of groups. Therefore, the funds of property buyers must be paid into the supervision account of the Bureau of Land and Resources and can only be used for real estate project construction. Therefore, when the developer company goes bankrupt, the process is the same, but the funds in the supervision account of the Land and Resources Bureau will be given priority to the construction project until it is completed, and the rest will be handled according to the process.

The simple process is said. Let's draw a general conclusion first If it is cheap, Evergrande's house can still be bought.

But! As the case may be, when buying a house, will it be put on record! In other words, if you buy a house without filing, and go bankrupt at the same time, and the property is mortgaged to the bank, then the house you buy has nothing to do with you. The house you bought has not been put on record. Legally speaking, the house still belongs to the developer. Banks are the first creditors of developers. If you pay the money and the developer doesn't give you the house, this is a contract dispute. Bankruptcy liquidation, after the supplier, belongs to the end of repayment

Judging from the current situation of Evergrande, Evergrande's real estate must have been mortgaged to the bank as working capital. If you want to put on record, you must first return the money to the bank for redemption and release, and then you can put on record and the bank will lend money. At this time, the property belongs to you completely, and the bank is your creditor. Even if you go bankrupt, you may still get the house!

At present, all the properties discounted by Evergrande need to be paid in full. When you want to know, you must pay attention to whether the payment account is the supervision account designated by the Housing Authority! Be sure to check with the Land and Resources Bureau. Don't save trouble!

The latest news of Evergrande's house price discount, can Evergrande still buy a house? Let's call it a day.