What kind of loan does the operating property loan belong to?

Operating property loan is a long-term loan, which is mainly used to purchase, rebuild or transform commercial properties, such as shops, commercial buildings, high-grade apartments, and purchase equipment. Operating property loan is a kind of commercial loan, which is issued by commercial banks, and the borrower needs to provide mortgage and other guarantee means.

Mortgage loan for operating property refers to the loan issued by the bank to the legal person of operating property, with the property owned by the bank as the mortgage, and the repayment source includes but is not limited to the operating income of operating property.