How much does an average family spend every year?

I am an ordinary family of four, with a wife and two children; Old people on both sides don't need us for the time being. I haven't calculated the specific expenses in detail before, and I was relatively idle during the epidemic, so I calculated the expenses of 20 19 myself, as follows:

Uncontrollable fixed expenditure

1, mortgage: the monthly loan for two houses is 3,500 yuan, 42,000 yuan a year;

2. Car loan: 8,900 yuan a month, 1 year107,000 yuan; Public finance is interest-free for two years, and it will be 4,300 yuan in 2020;

3. Property fee: the annual property fee for two houses is 0.55 million;

4. Heating fee: my home is in Shenyang, and the two houses are *** 168 flat, and the heating fee is 0.47 million yuan a year;

5. Auto insurance: 2 cars 1 car 1 7 seats together with insurance: 1. 1 ten thousand;

6. The eldest daughter's expenses: one month 1.8 million, nine months a year, * * * is 1.6 million.

7. The second daughter 65438+ was born in September 2009. Milk powder and diapers cost about 600 a month and about 2400 for four months (most breast milk).

The uncontrollable fixed expenditure in 20 19 is: 18.86, of which car loans account for the majority.

Controllable fixed expenditure

1. Household water and electricity fee: 2,600 yuan was paid on the first day;

2. Telephone bill for my wife and me: I have two cards, 249/ month a year and 98/ month for my wife; When there is super, it is about 500 thousand a year

3. Living expenses: I am engaged in construction projects in other places, and the monthly food expenses are 1000 for the canteen, and my wife, children and mother-in-law live at home for about 2,000 a month; 36,000 a year; Among them, more than 1000 children get sick and buy medicine.

4, gas money: 7-seat car is 95 oil, added 4200, car is 92 oil, added 2300, maintenance once each, 860 and 400; One year is 0.78 million;

The controllable fixed expenditure in 20 19 years is 5 14000.

Controllable non-fixed expenditure

1, JD.COM 2019 spent 32,000 yuan.

The consumption of Taobao in February 2019 was 2 10000.

3. The consumption of Vipshop 20 19 is 1. 1 ten thousand.

4. A lot of goods, 20 19, with a consumption of 0.2 million.

The controllable non-fixed expenditure in 20 19 is: 66,000;

My household consumption in 20 19 years is18.9+5.1+6.6 = 30.6;

I don't know, but I am shocked. I didn't know I spent so much money a year. Although there is a car loan of 65438+ 10,000 yuan, I spent more than 200,000 yuan a year after deducting the car loan.

Therefore, in 2020, we should tighten our belts, don't buy casually, and don't spend impulsively. The epidemic affects all walks of life, so we have enough cash to prepare for the winter.