How to understand fire, storm and rainstorm in enterprise property insurance clauses

Fire refers to the disaster caused by burning out of control in time or space. The composition of fire control responsibility must meet three conditions at the same time:

(1) has burning phenomenon, that is, there is light and hot flame;

(2) Accidental and accidental combustion;

(3) The combustion is out of control and tends to spread.

A storm means that the wind speed reaches or exceeds 17. 2 m/s, that is, it reaches the level 8 wind mentioned by the meteorological department.

Rainstorm means that the hourly rainfall reaches or exceeds16mm, or12h30mm, or 20mm.

Wind speed and rainfall are based on the data measured by the meteorological department, so they are different from the understanding of ordinary people in their daily lives.