Job Recruitment Website - Property management company - Auto insurance is only compulsory insurance, and the car in the community is scratched and the car surface is sunken. Can the insurance company pay for it? What responsibility should the residential p

Auto insurance is only compulsory insurance, and the car in the community is scratched and the car surface is sunken. Can the insurance company pay for it? What responsibility should the residential p

Auto insurance is only compulsory insurance, and the car in the community is scratched and the car surface is sunken. Can the insurance company pay for it? What responsibility should the residential property bear? First of all, it can be confirmed that the insurance company will not pay in this case;

Secondly, the compulsory insurance is for a third party, and your own car is not within the scope of compensation;

Finally, if you get commercial auto insurance, this situation can be settled within the scope of car damage insurance. The reason is that the vehicle scratch insurance refers to the paint scratch on the body surface; If there is a dent, you should pay it within the scope of car damage insurance, but you have no site at 1 and you can't find a third-party responsible person, so you can only pay 70% of the cost. Or pretend to do it, such as rubbing against the wall and hanging it on an object. (Note: It is recommended not to fake on the spot, because high-tech things are sometimes not worth the loss. )

This answer only represents personal views, please point out if there is anything wrong!