Husband's monthly salary is 4500, and wife's monthly salary is 6000. Is this a high-income family?

Thank you for your question. I focus on sharing all kinds of workplace experiences with you and updating them daily. I request your attention. Let's talk about my opinion.

Husband's monthly salary is 4500, and wife's monthly salary is 6000. Is this family income a high-income family? This is sub-regional.

1 .345 tier cities

The husband's monthly salary is 4,500 yuan, the wife's monthly salary is 6,000 yuan, and the monthly income is about10,500 yuan. In the third, fourth and fifth tier cities, it should be regarded as the upper-middle level family income. It's hard to say whether it's high or not. Some of them have been doing small businesses for tens of thousands of months.

I know a group of young couples. My husband is a small leader in a bank, earning 7,000 yuan a month, and my wife is a kindergarten teacher, earning 3,000 yuan a month. They have been working for more than 30 years. The monthly family income is 1 10,000 yuan, which is not bad in the local area. They also bought a good property, and their daily life was stress-free, and they also saved a lot of money every month.

2. First-and second-tier cities

The husband's monthly salary is 4,500 yuan, and the wife's monthly salary is 6,000 yuan, which is about 10500 yuan. In the third, fourth and fifth tier cities, it should not be considered as a high-income family. In first-and second-tier cities, the monthly income of some people is tens of thousands or even hundreds of thousands, so the monthly income of families is about 10500 yuan, which should be regarded as the living standard of first-and second-tier cities, but there are also some.

However, it is meaningless for any of us to say whether it is a high income. Only you, combined with your own background to judge, is the most meaningful.

I remember the pictures that were very popular on the Internet before, that is to say, the grades corresponding to different family incomes mainly include the following:

Personally, I feel that this classification is a bit unreasonable, there is no data source, and it is a bit far-fetched to generalize by region. Just watching and entertaining.

This is my situation. What about my friends? How much is your monthly living expenses? Welcome to add a message in the comment area, thank you!

Not exactly. In the 4.5-tier cities, my cousin and brother-in-law add up to about 1000 yuan a month. They all live in poverty. They have a car of more than 100 thousand, two suites and no loan. Old people have pensions, which are not high. Two old people add up to 2300 a month, which is enough for two old people. The annual income of cousin and brother-in-law is about10.2 million yuan, and the tuition for 8 years of after-school classes and buying clothes, shoes, toys and books is 65438+ 10 million years. Adults are very economical. They have a working lunch at noon. They spend nearly 65,438+0000 pounds a month on meals, 500 pounds on fruits and snacks, 200 pounds on utilities, 65,438+000 pounds on telephone networks, 500 pounds on clothes, shoes, toothpaste and paper towels, and 500 pounds on gas. The property fee for auto insurance plus home insurance is one year 1 10,000, the human feelings are 500 yuan a month, 6,000 yuan a year, adults and children take medicine for colds and illnesses for 250 yuan, 30 million yuan a month, 77,600 yuan, leaving more than 40,000 points. My sister is afraid to dress up and buy a little more expensive skin care products and clothes. So is my brother-in-law They still save money and have no loans. If it's looser, one. In the same city, my husband and I spend about 3000 yuan a month on meals, which is still relatively small, because I seldom cook and my business is busy. In addition, clothes, shoes, fruits and snacks cost about 78,000 yuan a month, one year 1 00,000, my daughter's tuition fee is 30,000 yuan a year, and my living expenses are one year100,000. I'm over three years old, and I haven't reported for class yet. I spend about 20 thousand yuan a year traveling. The property fee and parking fee are 5000 yuan a year, and the family members are less sick. How many times do they catch a cold a year is 1000, and human feelings are 1000 a year. Oh, my God, one year without loan and insurance is 1.800, and the coordinates are county-level cities, so it is not annual income 1- 1.500.

According to the national income data published by the National Bureau of Statistics, the national per capita disposable income in 20 18 was 28,228 yuan, of which the per capita disposable income of urban residents was 3,9251yuan.

The wife's monthly income is 6,000 yuan, and the husband's monthly income is 4,500 yuan, totaling 10 yuan, and one year in 500 yuan is126,000 yuan. If there is no other income, it is almost the average income level of a family of three.

In fact, income has little to do with living standards. After all, people who earn 20,000 to 30,000 yuan a month often live like they earn 5,000 yuan a month. Because many people are burdened with an important debt, that is housing.

People living in first-tier cities, most of their income is taken away by housing. For example, in first-tier cities, the monthly rent of 10,000 yuan is 4,000 yuan, plus various transportation expenses and living expenses. It is very powerful to save 2,000 yuan per month. You can't buy a house with a monthly income of ten thousand yuan in first-tier cities.

Besides, there are children. According to our traditional family concept in China, children should always be given the best living conditions. However, the scarcity of educational resources is doomed to higher and higher birth and maintenance costs. The birth and maintenance expenses in first-tier cities such as Beijing, Shanghai, Shenzhen and Guangzhou all exceeded 2 million yuan. With a monthly income of 10,000 yuan, I can't afford a decent remedial class or a decent kindergarten for my children.

In fact, in addition to wage income, Chinese citizens still have many hidden incomes. Wage income refers to all kinds of labor income except wages. Some people work outside their main business, such as opening Didi, to earn some extra money, which can increase family income. In addition, we also have property income, such as bank interest, Qian Shengqian, various stock investments and so on. Transfer income, such as housing provident fund, belongs to this part of income. Operating income, such as opening an online shop to sell goods.

Therefore, if the pure wage income can reach 6.5438+0.26 million yuan, it is normal that the annual income of the whole family can reach 6.5438+0.5 million yuan. This income level can at least exceed 70%~80% of urban families. Although it is medium, it is at least on the upper side.

Their monthly salary adds up to 10500 yuan, which is a family with a monthly income of ten thousand yuan. Many years ago in Guangzhou, ten thousand households were high-income families. How admirable! They have cell phones and bell bottoms. ...

Families with a monthly income of 10,000 are middle-income families if they have family members to help them. Their lives are not bad. Knowing a young couple and not participating much is this income. They bought a house in the suburbs of Guangzhou a few years ago, and their family not only paid the down payment for them, but also paid for their wedding. Their income only needs to be used for monthly payments and daily living expenses, and their quality of life is not bad! The honeymoon trip to Taiwan Province Province is a bit chic.

If you rely on your own food, clothing, housing and transportation, and earn 10,000 yuan a month, you will be considered a "lower middle" income family. They should be careful, live within their means and not be too demanding. Rent a place for 2-3,000 yuan a month, just enough for two people. Couples spend about 3,000 yuan on meals every month, and other consumption is controlled within 3,000 yuan. Leave 1000-2000 yuan for future savings. Having children and buying a house will cost a lot of money in the future.

If a family has children, the monthly income 1 10,000 yuan may be regarded as a "low-middle" income family. With children at home, the cost will vary from person to person. Some people only choose the nearest public kindergarten and don't learn interest classes; In primary and secondary schools allocated places in read-only school districts, there are no remedial classes after class. Only in this way, families with a monthly income of 10,000 yuan will be reluctant. However, if you want to attend interest classes and extracurricular cram schools, the cost may be very large. A friend said that her children tutor 2000 a week and 8000 a month! This is an astronomical figure for a family with a monthly income of ten thousand yuan.

What can low-and middle-income families do in Guangzhou? Then we can only find ways to open source and reduce expenditure! In fact, the space for throttling is very limited, and all we can do is open source. On the one hand, improve your ability, master more skills, find a job with higher income or take a part-time job, and get two or more incomes. On the other hand, learn how to manage money, and see how others save 2000 yuan a month, 24000 yuan a year, and compound interest for 30 years, how to become 10 million households.

I looked at my previous income and my current income, and found that there was not much improvement, and prices could be raised a lot. The key is to find that you have no savings, which is simply moonlight. Save money when you are young, or you will regret it when you are old.

Take my friend as an example. After graduation, he returned to a small county in Shijiazhuang. At present, my working income is about 8,000, my wife is about 7,000, I have a car and a house, and I have a sensible child. It can be said that his family is happy and his life is happy. But as far as he and I know, even if his family's income is above average in the local area, it is not a high-income family.

Looking back, your family income in our small county is middle income at best, or even lower, let alone a high-income family.

Previously, according to the survey of economic life in China, it was found that the group with an annual personal income of 1.2-0.2 million/200 thousand had the strongest happiness in life. However, all this still has an implicit premise, that is, they have a house and a car without any loans.

On the other hand, in terms of your family income, people's personal annual income is 12-200,000, while yours is about120,000. From this point of view, it is really not a high income, not even touching the edge, and there is no happiness at all. Maybe you will say, with this income, I feel my family happiness is very high.

However, happiness ≠ high income, even if happiness is strong, does not mean that you are a high-income family. Comparatively speaking, there is still a gap between your family income and high-income families. Even if you have a house, a car, no loan and live in a small town on the 4th and 5th lines, you are not a high-income family. In the most popular phrase this year, your family has achieved the life goal of "a well-off family" in your area.

I hope it helps.

Husband's monthly salary is 4500, and wife's monthly salary is 6000. Is this a high-income family?

People have been discussing the standards of the middle class. Some people think that families with an annual income of 6.5438+0.2 million yuan can be counted as middle-class families.

However, there is a strong opposition. It is believed that according to the current price level and living burden, especially the housing price situation, 6,543,800 yuan+0.2 million yuan will not enter the middle class at all. Therefore, it is suggested to put it above 654.38+0.5 million. In other words, families with an annual income of 6.5438+0.5 million yuan can be counted as middle class, but the families with the lowest income level in the middle class.

In fact, even if 6.5438+0.5 million yuan enters the middle class, if there is no problem of buying a house, it should not be bad. If the house problem is not solved, the problem may be even greater for middle-class families with 6.5438+0.5 million yuan. Because, according to the housing price level of third-and fourth-tier cities, the commercial house with a square meter of 1 set 1.20 should cost at least1.20 thousand yuan, that is to say, it takes eight years to buy a house. For a family, this is simply unbearable and can only rely on mortgages. If the 800,000 loan is paid off in 20 years, it may cost 50,000 to 6,000 yuan a month, which is quite stressful. If children's education expenses, living expenses and old people's alimony are added, it is impossible to have any other balance of 6.5438+0.5 million yuan.

The annual income is 6.5438+0.2 million, of course, it is even more sad, and it is not a high-income family.

If you want to take the annual income of 6.5438+0.2 million yuan as a high-income family, it can only be a city outside Line 5.

The monthly salary of husband and wife adds up to 1 10,000, which is definitely not a high-income family.

Let's take the second-tier city of Hangzhou as an example. This is the latest statistics. In 20 19, the average salary in Hangzhou was 9430 yuan. In contrast, your talent of 65438+100000 is relatively low.

Therefore, we should increase revenue and reduce expenditure, reduce unnecessary expenditure, save expenditure while investing, increase sideline income sources and continuously narrow the income gap.

I hope it helps you. Please pay attention to @ Value Investment Summer. Thank you.

You asked about the annual family income, because it is an integer, so it is estimated that you will deduct five insurances and one gold, which will be counted as 500 yuan temporarily, so the total annual salary you get is 1 1400 12W.

The annual household income in China is more than 654.38+0 million, about 654.38+0%.

The annual household income in China is 500,000-6,543.8+0,000, about 5%.

The annual household income in China is 200,000-500,000, about 12%.

The annual household income in China is 1.2 million -0.2 million, which is about 1.3%.

The annual household income in China is 80,000-1.2 million, which is about 1.5%.

The annual household income in China is 50,000-80,000, about 35%.

The annual household income in China is 20,000-50,000, about 15%.

The annual household income in China is less than 20,000, about 4%.

According to this calculation, the annual household income can also rank in the top 35%.

Those who are divorced from the regional or local consumption level are hooligans. If you compare it in Beijing or remote mountainous areas, it is obvious that the annual salary of many people in Beijing is 10+. If you are in a remote mountainous area, the income of a village may be 10W.

High income at least means that you are within 10% of the people around you and the current city.

Take Yantai as an example. It is relatively easy to earn 10 thousand a month before 10% One year is worth your family's income.

So high income is something that can only be measured by reference standards. Without reference, this can only be said in second-and third-tier cities, belonging to low-and middle-income families.

Ok, ask the question clearly next time so that we can answer it for you ~ ~

Just some time ago, a colleague asked me a question, "How much financial freedom do you think can be achieved in Beijing?" I left my head, thought about it, and blurted out, "If there is a house and an account,1000000 is enough, if there is nothing, at least1000000 is enough."

After that, I still feel a little uneasy and nervous.

The total monthly salary of a couple is 1 10,000, and one year is10.2 million. Including food, clothing, housing and transportation, how much is left? My hometown is Chongqing, and there are many people with a monthly salary of 3,000 to 4,000. They don't think of themselves as high-income families, but they can barely afford a house. Although they won't eat a meal in a restaurant, they can eat and drink normally, but the premise is that the house price in Chongqing is really not high compared with other parts of the country.

Total monthly salary 1 0,000 yuan. Regardless of family background, I don't think it's a high-income family, and it can only be considered as ordinary income at most, so I won't struggle on the food and clothing line, but I can't afford luxury goods. However, life is never just about the economy, but mainly about who to live with.