How to sign a loan contract to buy a house?

With the establishment of people's legal consciousness, contract plays an increasingly important role and is also an important measure to reduce and prevent disputes. Do you know what the main contents of the contract are? The following is a sample loan house sales contract I compiled for you, for reference only, and I hope it will help you.

Party A (Seller): _ _ _ ID number:

Party B (Buyer): _ _ _ ID number:

According to People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Urban Real Estate Management Law and other relevant laws and regulations, on the basis of equality, voluntariness and consensus, Party A and Party B reach the following agreement on Party B's purchase of Party A's private house:

Note: Party A purchased the commercial house by mortgage from Heilongjiang Development Group Co., Ltd. on xx, xx, with a total amount of 488, 104.00 Yuan (in words: four hundred and eighty-eight thousand one hundred and four Yuan only). Party A has paid the down payment of 196, 104.00 Yuan (in words: one hundred and ninety-six thousand one hundred and four Yuan). The remaining RMB 292,000.00 Yuan (in words: RMB 292,000.00 Yuan) was purchased by mortgage from the branch of China Construction Bank Co., Ltd. The loan term is 180 months, that is, 20xxx to 20xxx. As of the signing date of this contract, Party A has paid the loan principal of RMB 69,465,438+08.27, paid interest of RMB 565,438+0329.77, and still owes the bank RMB 222,586,5438+0.73.

After full consultation between Party A and Party B, Party A voluntarily resells the mortgaged house to Party B. Party A and Party B hereby sign the following agreement on the purchase and sale of mortgaged house:

1. The house sold by Party A is located in a house with a building area of square meters.

2. The registration number of the house sold by Party A is "_ _", the number of the Commodity House Sales Contract signed with the developer is _ _ _ _, and the number of the Mortgage Loan Contract signed with China Construction Bank is _ _ _ _.

3. Now Party A resells the above-mentioned mortgaged house to Party B, and both parties agree that the total transfer price is RMB 500,000.00 Yuan (in words: five hundred thousand Yuan).

Four. Before signing this contract, Party B has paid Party A the purchase price of 255,000.00 yuan. From the date of signing this agreement, Party B will repay the bank mortgage arrears of 222,5865438 yuan +0.73 yuan. Party B shall also pay Party A the purchase price of RMB 22,465,438+07.27 on the day of signing this Contract. In addition, through negotiation between both parties, Party B agrees to pay 30,000 yuan to Party A as compensation for Party A's early repayment of bank interest.

5. The land use right of the mortgaged house is obtained by transfer. Once this contract is signed, the land use right within the occupied area of the mortgaged house shall be transferred together with the mortgaged house.

On the date of signing this agreement, Party A will hand over all documents related to the mortgaged house (original house purchase contract, tax bill, payment voucher, etc.). ) and the key of the house to Party B, and Party B begins to occupy and use the house, and the ownership belongs to Party B. The house has been decorated and used by Party A, and the related expenses of water, electricity, property and heating have been settled by both parties.

Seven. From the date of signing this contract, Party B shall start from next month according to the Individual Housing Loan Contract (ContractNo.: _ _ _ _ _). Party A shall provide the bank card and password for the monthly loan of the house, and Party B shall transfer the money to the designated account at the time specified by the bank every month. (Bank: China Construction Bank Branch: _ _ _ _ _ _. Without the authorization of Party B, Party A shall not change the card or report the loss, and has no right to dispose of the funds in the card. Party B shall pay the monthly payment to the bank as agreed, otherwise it shall be deemed as a breach of contract by Party B, and Party B shall pay Party A a penalty of RMB 6,543,800+.

Eight. When can the house go through the formalities of property right transfer (subject to the notice of the developer, etc.)? ), Party B may choose to repay the bank mortgage loan and interest of the house in advance and go through the mortgage formalities. Party A shall actively handle the title certificate and handle the transfer formalities for Party B within ten days after Party A completes the title certificate. When the house can be transferred, Party B can also choose to temporarily transfer the house to its own name, and then transfer the house to its own name after the bank loan is paid off. No matter when Party B chooses to handle the property transfer registration, Party A must actively cooperate with Party B, otherwise it will be regarded as a breach of contract by Party A, and Party A shall pay Party B a penalty of 6,543,800 yuan.

Nine. Party A shall truthfully inform Party B of the environment, use, internal structure, state, facilities, quality and other present conditions of the house, and shall not conceal anything.

10. Party A guarantees that the above property rights are clear and uncontroversial, and there is no guarantee mortgage or property defect except bank mortgage. If any property right, creditor's rights and debts of Party A are involved, Party A shall be responsible for clearing them up and bear the civil litigation liability, and Party A shall be responsible for compensating the economic losses caused to Party B therefrom.

XI。 Once this contract is signed, it is legally binding on both parties. Before Party B handles the transfer, Party A shall not claim the ownership of the house from Party B, nor publicize the ownership of the house to a third party, nor sell the house again.

12. During the period when Party B pays off the balance, the benefits arising from natural appreciation and depreciation shall be enjoyed by Party B, and the risks shall be borne by Party B, and Party A shall not interfere.

Thirteen. The expenses for handling the above-mentioned property transfer procedures shall be borne by Party A, who shall unconditionally assist Party B in handling the relevant transfer procedures.

14. This contract shall come into effect after being signed and sealed by both parties, and shall be abided by both parties. Matters not covered in this contract can be negotiated separately, and its supplementary agreement has the same effect as this contract after being signed by both parties.

15. This contract is made in duplicate, with each party holding one copy.

Party A (signature and seal):

Address:

Contact telephone number:

Date: _ _ _ _ _ _ _ _ _ _ _ _

Party B (signature and seal):

Address:

Contact telephone number:

Date: _ _ _ _ _ _ _ _ _ _ _ _

How many copies of the loan purchase contract?

Mortgage to buy a house Contract is made in quadruplicate, one for the buyer, one for the developer, one for the bank and one for the Housing Authority. The purchase contract is an agreement reached between the buyer and the real estate development enterprise on the basis of equality, voluntariness and consensus according to the Law of People's Republic of China (PRC) on Urban Real Estate Management and other relevant laws and regulations. According to Article 464 of the Civil Code, a contract is an agreement between civil subjects to establish, change and terminate a civil legal relationship. Agreements on status relations such as marriage, adoption and guardianship shall be governed by legal provisions on such status relations; If there are no provisions, the provisions of this part can be applied according to their nature.

What is the latest housing loan contract?

Appearance of housing loan contract:

Page 1: front: loan contract name: a bank housing loan contract, the contract number is in the upper right corner; Reverse: Special reminder, mainly to ensure that the borrower is a natural person with full civil capacity and knows and agrees with the terms of the loan contract.

Page 2: Front: Article 1 Loan amount; Article 2 Term of loan; Article 3 the purpose of the loan; Article 4 Loan interest rate, in reverse: Article 5 Loan issuance and payment; Article 6 Loan repayment.

Page 3: Front: Article 6 Repayment; End: Article 7 Advance payment; Article 8 loan guarantee.

Page 4: Front: Article 8 Loan Guarantee; Reverse: Article 9 Party A's representations and warranties.

Page 5: Home Page: Article 10 Rights and obligations of Party A; Counterparty: Article 11 Party B's representations and warranties; Article 12 Rights and obligations of Party B ..

Page 6: Home Page: Article 13 Representations and Warranties of Party C; Article 14 Rights and obligations of Party C; Reverse: Article 15 Liability for breach of contract.

Page 7: Front: Article 15 Liability for breach of contract; Reverse: Article 16 Notarization; Article 17 Application and settlement of laws; Article 18 the entry into force and termination of synbiotics; Article 19 supplementary provisions.

Page 8: Front: Contents of supplementary provisions in Article 19; Tail: Article 20 Specific Agreement.

Page 9: Front: Specific agreed contents (precautions for advance payment, etc. ); Reverse: Signature, seal and date of the three parties.

How many contracts are there for buying a house by loan?

Generally, four copies are signed, one for the buyer, one for the developer, one for the bank and one for the Housing Authority. Matters needing attention when signing a house purchase contract with a loan: 1. Property buyers and developers can only apply for housing loans from banks after signing the purchase contract, but sometimes the loans can't be done. Therefore, when the buyers sign a contract with the developer, the contract should clearly stipulate that if the loan is not completed, the deposit will be refunded. 2 try to use the standard housing sales contract printed by the real estate management department. Because the standard contract text can guarantee the interests of both developers and buyers, everyone will not suffer. The final delivery date should be stipulated in the contract. Late delivery is a common phenomenon. If the delivery date is agreed in the contract, if the developer delays the delivery, it is necessary to pay a certain penalty to the buyers. Therefore, when signing the contract, the buyers must specify that the delivery date is "a certain month and a certain day", and indicate the responsibilities that the developer needs to bear if the delivery cannot be made on time. 4. See if the developer's documents are complete. Regular developers generally have real estate development permits, state-owned land use permits, construction project planning permits, development permits for this project, and pre-sale permits for commercial housing. Only developers with these documents are regular developers, and buyers can focus on pre-sale certificates.