What do I have to pay for buying a new house?

(1) Taxes and fees payable for the purchase of commercial housing:

1, deed tax, 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial housing is halved, that is, 1.5-2.5%.

2. Stamp duty, 0.05% of the total purchase price.

(2) Funds:

1, housing maintenance fund, accounting for 2-3% of the total purchase price, and 2% in most places.

2, non-staple food price adjustment fund, 2 yuan/square meter, some places do not use.

(3) cost

1, transaction fee

0.5% of the total purchase price.

The Buyer and the Seller each pay 0.25% (residential 3 yuan/m2, which shall be paid by the developer and not borne by the buyer).

2. Housing ownership certificate cost

It varies from place to place, but it does not exceed 100 yuan.

3, "land use certificate" fee,

It varies from place to place, but it does not exceed 100 yuan.

(4) If mortgaged, the following expenses will also occur.

1, appraisal fee, 0.2-0.5% of the total purchase price.

2. Insurance premium: the total purchase price multiplied by the loan term multiplied by 0. 1% multiplied by 50%.

3. Notarization fee, the loan amount multiplied by 0.03%.

4. Mortgage registration fee, 100 yuan.