Tomson's luxury goods are 75% off the shelf. What are the complicated procedures for buying a luxury house?

Tomson's ten million luxury houses are put on the shelves at a discount of 25%. The complicated procedures required to buy a luxury house are as follows:

First, the tax paid when buying a luxury house will be higher. Deed tax will generally be collected according to the area of the house. Under normal circumstances, houses under 90 square meters only need to pay deed tax at 1% of the transaction price, and if the house that the buyer is buying now is not his only residence, which means that many rich people will buy luxury houses for investment, then the deed tax paid will increase to 3%. For hundreds of millions of luxury homes, the deed tax of 3% is quite high.

If the area of the house is below 144 square meters, but above 90 square meters, then the deed tax paid by such a house will be charged according to 1.5%, while the house with an area larger than 144 square meters will be larger than this standard, so the deed tax to be paid is 3% of the transaction price, which is the same as the standard not only for houses.

In addition, stamp duty is also required. Ordinary houses can be exempted, but luxury houses can't It should be charged at 0.05% of the transaction price. In addition, the land value-added tax may be designed when buying a luxury house, and the ratio of 1% is not low. And if you don't buy a luxury house, but a second-hand house transaction, it will also involve business tax and personal income tax. The issue of taxation alone is already quite complicated.

Second: buying a luxury house requires capital verification. When buying ordinary houses, real estate developers do not need to verify capital. For example, the price of this house is 1 million, and the down payment needs 300,000. Real estate developers will accept the down payment regardless of whether the other party is a loan or a loan. Nor will it verify the buyer's assets. In short, as long as someone wants to buy a house and can give a down payment, then they can make a deal.

However, when buying a mansion, it is not allowed. Because the transaction amount is relatively large, some real estate agents will check the buyer's funds, similar to the registered company will have a registered capital. This figure was randomly written by the company without capital verification, and it doesn't matter if it is written as 654.38+million. But now buying a luxury house requires capital verification, which means that you have written100000, so your account must have at least100000.

Real estate developers are also trying to make property buyers afford this house, so as to avoid occupying places and affecting the transaction of the house. Moreover, the down payment ratio of luxury houses will generally be higher, so people who generally have no strength to buy luxury houses will still discourage them.