What are the commercial loan application methods in Shenzhen?

1. What are the application methods for commercial loans in Shenzhen?

What are the commercial loan application methods in Shenzhen? The business loans of Shenzhen enterprises include: enterprise credit loans, asset mortgage business loans, equipment mortgage business loans, and enterprises issuing funds to Fengsi for financing. Among them, enterprise credit loans is the most popular. 1. enterprise credit loans enterprise credit loans is the fat that all entrepreneurs want most, and it is also the easiest to get. It can be said that most enterprises are hungry. Enterprise credit loans doesn't need the company's operating conditions as collateral. In general, the monthly running water of a company is not less than10.5 million, and it is necessary to provide employees with running water bills; Balance sheet and tax payment certificate. Another kind of business owners like it relatively. Business owners have real estate and families in Shenzhen and have been in business for more than two years. They can apply for 500-200 million credit loans without providing business flow. 2. Enterprises use assets as collateral for commercial loans. Commercial loans generally need to provide secured loans to banks or financial institutions with the property of enterprises or individuals as collateral. Usually, in this case, you can apply for 70%- 100% of the assessed value of the collateral according to the business conditions of the enterprise. A very high-quality enterprise can also lend 100%- 150% to a bank or finance company for guarantee. This kind of loan is a kind of capital operation that Shenzhen enterprises usually operate. The development of enterprises must be financing when they have money, rather than waiting until they have no money to borrow money everywhere. 3. Enterprise equipment mortgage loan Enterprise equipment mortgage loan Generally speaking, the business situation of the enterprise is very good. And when buying new equipment, apply for loans from banks or financial institutions to buy equipment and use it as collateral or lease it from financial institutions. This business is usually used for large equipment. 4. It is also a financing channel that enterprises often take to issue funds to Wind. The long-term interest rate will be higher than the interest rate of bank financing in the market. But for some listed companies, most of them are the favorite business objects of funds or Wind. For small and medium-sized enterprises, it is also possible for three or five enterprises to merge and issue funds with repayment.

2. What are the financing methods for enterprises in Shenzhen?

Hello, Huiye Financing Service Co., Ltd. is the only financing service company with formal qualification in Shenzhen, undertaking 300-30 million financing projects, with total cost (interest on financing cost) of 15%-20% per year and monthly interest of 1.25%- 1.66%. If necessary, please call for details. See User Name.

Shenzhen Shennan Avenue No.40065438 +0 Times Financial Center 22f Huiye Financing Service Co., Ltd.

Three. Opening Report on Financing Status and Problems of Private Enterprises in China

How to write an opening report? First of all, we should sort out the information collected in the preparatory work, including the name, content, theoretical basis, participants, organizational arrangements and division of labor, estimated time and funds, etc. The first is the drafting of the title. The topic of the opening report is not a problem. Insert your research topic directly into a group of students who study Lunjiao culture, such as "Lunjiao cake", Lunjiao woodworking machinery, and Lunjiao cultural relics. The proposed topic is "Lunjiao cultural research". The second is the writing of content. The main contents of the opening report include the following parts: 1. Research background. The so-called discipline background mainly refers to research, so some disciplines simply call this part "asking questions" or raise this topic. For example, in the commentary I directed, I talked about how her culture developed and what achievements the residents needed to improve during the wave of reform and opening up and the rapid economic development. Of course, there are many contents of background description, which can be social background or natural background. The key is what we have determined. Second, as the name implies, it is what our topic is to study. The topic is "New Eight Scenes of Foshan", and the research content is: "Focusing on the New Eight Scenes of Foshan, we will investigate the yesterday, today and tomorrow of Foshan's historical and cultural precipitation, and combine the economic development trend of Foshan to draw up a feasibility report and development plan for developing tourism with new Buddhist culture." Third, the purpose and significance of the study. The purpose of the study should be to describe what you hope to achieve in this study or what you hope to get. Under the guidance of Mr. Ye in our school, it is described in the column of research objectives as follows: 1. By recreating the course of the Long March, we can recall the great achievements of the Red Army soldiers, have a deeper understanding of the general situation of the Long March, what difficulties and obstacles we encountered on the way, and what the spirit of the Long March is, so as to cultivate cooperation and participation. 3. Through this activity, students can improve their information literacy through information steps. Fourth, research methods. In the part of "research methods", we should put forward the ways or procedures for our research group to solve this problem. Generally speaking, the research methods are: the method of field investigation in the field investigation office, so as to draw a conclusion), the questionnaire survey method (according to the situation of this topic and the method of conducting a questionnaire survey on relevant personnel), the person interview method (the method of directly interviewing relevant personnel to grasp first-hand information) and the literature method (drawing a conclusion by consulting various materials, charts and so on). In the research of the subject, we should put forward relevant research methods according to the actual situation of our own subject, which is not necessarily comprehensive, as long as it is practical. Fifth, the steps of research. The steps of subject research, of course, refer to what steps the subject has to go through to achieve the purpose of research. Therefore, this part should focus on our topic, which is about to be completed in several steps. Generally speaking, the basic steps of the subject research are nothing more than the following aspects: preparation stage, data access stage, field investigation stage, questionnaire investigation stage, interview stage, data analysis and arrangement stage, and summary and reflection stage of this subject. Six, project participants and organizational division of labor. This belongs to the management category of this study, but it can't be ignored. Due to poor management, students can't define their responsibilities, sometimes they are lazy or shirk their responsibilities, and sometimes they do repetitive work. Therefore, the organization and division of labor of project participants is very important. It is best to divide all the students involved in the research into several groups, and each group will elect a leader through democratic elections, who will be responsible for the task allocation and implementation of the group. Then according to the situation of this topic, the related research tasks are divided into several parts, and one group is responsible for one part. Finally, the team leader will organize personnel to summarize and sort out.

Fourth, the company wants to raise funds, how to attract investment?

1, the main body of different investment promotion is mostly government behavior; And financing is a kind of enterprise behavior.

2. Investment promotion for different purposes is generally that government departments implement investment promotion policies that are beneficial to investors and attract funds to invest locally; And financing is the behavior and process of raising funds for enterprises.

3. Different ways of attracting investment are usually planned and prepared by specific clerks in advance, and leaders at all levels travel collectively to recommend their resource advantages and investment projects to destination cities in the form of investment fairs. For example, go to Hong Kong and Shenzhen to hold a investment promotion meeting. Financing is the business activity of enterprises to raise funds from financial institutions or financial intermediaries through various means.

4. The effects of attracting investment are: making up for the shortage of local government funds and promoting economic growth and development; The introduction of foreign advanced technology and equipment has promoted the improvement of China's productivity level; The comprehensive quality of products has been significantly improved, and the international competitiveness has been significantly enhanced; It has improved the management level of China enterprises and accelerated the transformation of the economic mechanism of state-owned enterprises; Use local advanced technology to introduce funds and promote the transformation of science and technology into productive forces. The function of financing is to ensure the normal production needs and management activities of the company.